Sparkasse overdraft suddenly no longer possible?
Hello,
I have a question. I use my overdraft every now and then. It hasn't been a problem up until now. Because my income, or salary, is always higher than my overdraft limit. Suddenly, out of nowhere, I can no longer use my overdraft, and I still have ongoing costs. The new quarter started a few days ago, so I assume that's the cause, but still, that can't be right.
Can anyone help me?
By the way, I am at the red bank
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How are we supposed to know why this is like that – it would be better if you were to ask your bank!
It can be that someone had such a case and can help me out
Thanks for the star!
The granted dispocredit frame is on every account statement and should also be under the heading of available amount in the app.
Without notification, no bank is actually running the dispokredit frame. Unless you don’t handle your post. But look in the app or on the last account extract there is the dispocredit frame on it
You can only help with the account-leading savings bank. Contact your branch on Monday.
You can contact your bank and ask.
Due Bank does not run a dispo from Jux and Tollerei. Because she deserves great.
Yeah. And I have a very good SCHUFA or credit, and I don’t see why I suddenly stumbled such a thing
That’s why you just talk to the bank. She knows more and can best explain it to you.
Sounds like you’ve deleted the dispo, but it usually doesn’t happen without prior information.
Helps only ask the bank directly.
How high is your income about when I can ask?
I’m Azubi. Currently, my income is about 850 € and I could always go to Dispo for up to 300 €. Since I have a car and some other costs I have to go to the dispo occasionally. But I always do
So the bank agreed with you a dispo of €300?
Probably the security system ran over and found that you were wrongly given a dispo. According to current donations, you have to earn at least around €1500 to be creditworthy in any world.
Okay, that’s weird
Yeah, because there’s no one looking in manually. This is the case with any automatic turnus tests or the like, in which systemalerts start.
Okay. But the last two years nobody interested
Turn to your bank.
No. How is someone here to know why your dispo was deleted? You have to ask the red bank.
I guess you’ll have to ask your bank. They can answer that for sure.