Should I buy a car as a student?
I will soon be studying biology and will be moving for that (300km away) and wanted to ask if I should get a car.
I love cars and tuning, I was born there, as my father is a car mechanic and has enjoyed pimping things up since he was 20-25.
Unfortunately, we had to give up my, or rather our last two project cars, due to lack of space and such.
My financial situation:
I'll receive BAföG, and even with the full benefits plus housing allowance, that would be about €811 a month. I'll also get child benefit from my parents plus €200, and I'll then look for a €450 job. That would give me €1,461 a month.
My invoice/expense:
• Rent including heating 390€
• Electricity 60€ per month
• 250-300€ per month for food.
• 100€ monthly (installment)
• ~50€ per month (Wi-Fi and streaming)
• ~30€ for insurance
After deducting these fixed costs, I would have about €600 left.
My car bill
• Liability insurance 100€ per month (max. 130€)
• Petrol 100€ per month
Then I'd have about €300-400 left over, and as a €450 job I could become a pizza delivery driver or something, then I'd also have tips.
Actually it would be stupid or inadvisable to buy a car, but I love driving and tuning, although tuning will be left out for the time being and it will be more about driving and will probably be something small, like a C1 or Fiesta or Peugeot 106 (but the older, nicer ones).
(1 votes)
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In most university towns you come as a student, with the semester ticket very well over the rounds. The fewest students then afford a costly (unnecessary) car.
Sounds good to me. You may have. The possibility of insuring the car over your parents? This is much cheaper.
I see the greatest advantage here that you can drive home flexibly at any time.
In addition, a car purchase is not a life decision. Especially small cars are always looking for, so if your car becomes a financial burden, just sell it again.
Yeah, I got my father’s insurance, I got 17 when I got my license. Yes, especially since all my acquaintances and relatives are here, by car I would have traveled only 1-2 hours and not 4 hours train and bus before me and I still have my comfort.
As I said, it’s not a life decision. I couldn’t do it. And if you notice you need the car less often than thought, just sell it again.
As a student you should go public when the car is broken it can go very quickly into 3-4 digits, what do you do? Hunger in the month where it’s broken?
I’d let my parents/grandparents do that and my father’s repairs would be done.
For the maintenance of a car you can expect about 300 euros (even more if more) a month
There are also reserves for possible repairs.
Food and household is missing in your bill
Food is in the bill, 250-300€ Mtl. and what is meant by household, repair or something? And car repairs I would have my grandparents pay, with actually only the parts cost that I and my father would make.
Eating is in it. I mean something like cleaning agent, shower gel, garbage bag toothpaste etc. And grandparents pay the parts for the car? Are you and your father? Insurance seems to me a little bit less, just like 100 euro for Sprit. There you hardly drive:)
If your computer is right and you get out with the rest and you’re looking for a job, it should work well.
Oh. Budget won’t be much. Have taken the insurance and fuel costs on the basis of my last two cars, the fuel consumption of the new one will be exactly as high or less and insurance should actually come up with ~100€ (max. 130€).
Gasoline 100€ monthly? Well, I guess you’re not driving the car… Does a car pay?
Sonic
Well, I have about the last cars. 300€ spent in almost a month, but I always drove. I would like to go to university by bike and bus/train, but I would like to have a private car again, e.g. to cruise and or with larger shopping
You have to guess if you’re worth the cost of a car. However, consider that a car has more costs than the tank. As a student, you should always do something aside at least monthly. Bsp: Have you paid your fixed costs and let’s say about it. 400€, put 100€ by side.
Yes, definitely a used car, would never get me new cars, year of construction we will be around the 90- early 2000s, exact is unclear, as I have nothing yet to look at and want to clarify the rest, e.g. apartment, job, bafög request.
Is it a used car? What machine?
If my bill comes, I’ll still have 300€ to save.
Hello
No car, just have the real costs in mind!
Greetings
How far away are the real costs in sight?
ÖPNV as a student, finished
Yes, to the uni and so yes, but privately I would like to put on a car,
Sure.
? What is the problem now, to put the question into the ridiculous.
Sorry.