Is -2100€ in the current account bad?
If you have a negative balance of -2100 euros on your savings bank account (overdraft facility)
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Yep, at the present high dispozines between 12 and 14%, the dispo becomes more and more expensive
Poaah skin
Sure. Such a dispo loan is sauteuer. You should talk to your bank advisor as soon as possible and convert it into a normal loan with a runtime of xx. And then you pay a rate each month by continuous order.
In the case of the high dispozines of at least 14%, this is already dangerous that the sum will increase rapidly and you will no longer get out if you do not expect the sum to be taken immediately.
So if you should be in the dispo for a second, it’s not bad. Then interest rates do not strike so ^^
But if you’re going to have to be 2100 in the minus for a long time….it’s already worrying. At some point, it is no longer possible to handle its debts because the fixed costs increase only further.
For you already – people for whom it would be bad would not ask this question.
On the one hand, it is financial nonsense to use the Dispo for more than a few weeks – the effort to get a normal loan with much less interest is low. And if a normal loan is rejected, you should be better economical and without using the dispo.
On the other hand, loans are psychologically harmful to the debt trap. What to save if you can buy the newest wash-even-always on credit?
You should see if you’re already slipping into the Dispo like this, if you don’t get the money back. Because in the Dispo-Zinsen you get into the debt trap.
Just in the middle of the month are 2100€ dispo already stupid.
But this only applies if you are somewhere else, such as Sparkontonto, Tagesgeld, Festgeld etc. from approx. 2500 € or more.
Depends on your monthly references. But with a usual salary, you’d be pretty at Popo.
It’s not a lot, but it shows that you don’t have your consumption.
Especially the very high rates for the dispo are bad. So you have to pay more than 2100 euros so you can get back to 0
Not bad, but unpleasant. Hold it until you get back to zero.
that could be a month ago
Unless you agreed with the bank a very high dispo order!
Not in itself – but for me is a question of principle: I don’t give the banks the overdraft interest!
Well, it’s tough. I would have to work several months to get over €2000
If you’ve balanced the dispo next month, no!
If you still have the Dispo Easter in the minus, yes!
The dispozinses alone let you touch your ears. Get the fastest in the Plus