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DasOrakel
5 months ago

Can you convert your P account to a normal account and the 3,000€ will be automatically paid to the creditors?

You can do it. The money is only transferred after four weeks.

Without a P account, the invoice works like this:

5,000 € minus approx. 1,500 € Free amount = 3,500 € overhang, from which the deposit is paid.

Schubert610
5 months ago

the account can remain a P account because if you have 5000 € plus and a deposit of 3000 €, then this will also be pledged to the free limit of1.409,99Euro can be used to you if you have no maintenance.

Rockefeller25
5 months ago

That would be a mistake.

The account will be blocked and it will take 4 weeks

archibaldesel
5 months ago

This happens anyway, because the EUR 5,000 is above the threshold. The bank transfers the EUR 3,000. on a P account only EUR 1.491.75 is protected.