When I recently bought something to eat and paid with my card, I noticed that the money hadn't been debited. The app only shows the amount as reserved. What happens if I withdraw the money I still have on the card and therefore don't have enough money on the card to pay the reserved amount?
(1 votes)
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The first time you don’t have money on the card but on the associated account, the card is just the “deposit”.
Secondly, by the card insert “white the bank” that a load will come and locks this amount, i.e. it will be treated as if it has already been debited = specified. All available limits are included in the account balance including Evtl. Dispokredit are correspondingly reduced.
Consequence: as a minor you have no dispo and can only still have any prior notices as part of the GUTHABENS account.
So the plan won’t work from the outset, because if there’s nothing left, you can’t take anything off.
Gruss
The money should no longer be available in a locked state.
Accordingly, your criminal approach would not be implemented.
I’ve never had the point of making a profit. My idea was more if you cancel the money and next time you recharge money, that it will be deducted from the amount. But of course, all of them are going to make something criminal
You can no longer cancel an amount that has already been specified. It’s not available as a credit.
Before the amount is specified, you could take it off. Yeah, after your bank’s on it, it’ll be paid.
At least interest is incurred for patient overdraft. You may also block the account, which can then lead to unresolved direct debits, etc. Maybe there’s a processing fee for it.
I wouldn’t do that, because it causes definite problems that you need to worry about. And a locked account is also just crap.
1. Minors may not make debts by law.
2.) What you’re planning on, it’s heading for fraud. Fraud is a crime.
It’s a long way to blame someone for committing a crime, even though you just ask something. Wow.
That you are considering such a fraud attempt at all and then asking, it is clear that you lack unrighteousness.