negative Schufa entries?
Hello, unfortunately I am in the Schufa but I am on the road to recovery 🙂
I have now fully paid off a loan and they said they will mark it as completed in the Schufa. What exactly does that mean?
Hello, unfortunately I am in the Schufa but I am on the road to recovery 🙂
I have now fully paid off a loan and they said they will mark it as completed in the Schufa. What exactly does that mean?
Hello, I'm interested in taking out a car subscription/leasing contract with a 12-month term. What happens if my driver's license is revoked for any reason during the term? Will the contract be terminated, or do I have to continue paying the installments even if I no longer have a right to the vehicle?
I placed a leasing order. I canceled this order. I subsequently canceled the cancellation. Can I cancel the order now? It is still within the 14-day cancellation period.
Good morning, I bought a large single-family home and got a loan to convert the building into a three-family home. The commitment interest rate was 3%, and I started renovations before the application was approved. I verifiably invested all the money in the house. Edit: *The building permit was then rejected by the city.* The…
Hello, I fell behind on my monthly bill for March 2024 with Amazon. Meanwhile, I still had an outstanding monthly bill for May 2024, which I paid on July 5, 2024. Amazon confirmed receipt of payment and deducted the amount from the outstanding balance for March 2024. After I wrote to Amazon, notifying them that…
Can someone help me? What can I do? Is a Visa card from Sparkasse
Hello, I have a Klarna credit card. When will I receive a notification in the app when I purchase something with the card? Will it appear immediately or later? And can I change it so that it doesn't appear immediately, but rather a few days later?
Hello this means that the credit is marked as completed.
But it’s also 3 years old when it’s done in the Schufa.
In this time your Schufa will recover.
But also with completion now you do not have a positive Schufa but a negative Schufa.
https://www.schufa.de/thematic portal/energy crisis-bonitaet-so-vermeiden-negative-schufa-eintraege/
After registration of a completed mark, the Schufa remains negative for another 3 years, then the score recovers. If the Donet-Merkmal does not come in, these 3 years are not yet starting.
That’s not quite right.