negative Schufa entries?

Hello, unfortunately I am in the Schufa but I am on the road to recovery 🙂
I have now fully paid off a loan and they said they will mark it as completed in the Schufa. What exactly does that mean?

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Vinzenz Hillermann
1 year ago

Hello this means that the credit is marked as completed.
But it’s also 3 years old when it’s done in the Schufa.
In this time your Schufa will recover.
But also with completion now you do not have a positive Schufa but a negative Schufa.

DasOrakel
1 year ago

https://www.schufa.de/thematic portal/energy crisis-bonitaet-so-vermeiden-negative-schufa-eintraege/

LePetitGateau
1 year ago

After registration of a completed mark, the Schufa remains negative for another 3 years, then the score recovers. If the Donet-Merkmal does not come in, these 3 years are not yet starting.

DasOrakel
1 year ago
Reply to  LePetitGateau

That’s not quite right.