ByFuzzy23
Hello, can you get a bad Schufa rating because you have multiple bank accounts?
I have an account with N26 Revolut Sparkasse and C24
And I think Schufa should be abolished. What is your opinion?
(1 votes)
Loading...Hey people, I (M/18) have been trying to open an account with Scalable, TR, Flatex, etc. for days, but unfortunately I only have a temporary residence permit. I just tried again with comdirekt, but unfortunately it didn't work either. They say I need an ID card or RP. Can you help me? Do you know…
Can I just walk up to the Sparkasse counter during normal business hours with my savings book and my ID and withdraw money immediately? No appointment necessary. I'm not talking about huge sums, less than 1000€. I've had it since I was a kid and I think it's stupid to leave a few hundred dollars…
Hi, I just want to know how long this can take because it says "temporary"
Hey, Since I'm not familiar with this, I wanted to ask whether there is any risk if I give out my bank details for the transfer, such as IBAN, name, BIC, etc. Or is Paypal via "Friends and Family" safer? Kind regards, StrikeZz
I received money, but it's not in my PayPal balance. However, the notification says that XY sent me something and I received it. But, as I said, it's not in my balance, so why is that?
The Schufa likes stability and the increased opening of current accounts can affect the score. However, if one or more accounts are older, this has a positive effect – especially if you have a Dispo credit.
Do you want to justify your opinion? Are you also aware that the Schufa is by far not the only information that will find data about your person?
Although, of course, the system is not perfect, information services help and, for example, facilitate easier lending at better conditions, as the risk for the lending bank can be more easily estimated. However, it is not the only criterion that is considered – it always depends on your situation.
Even if you find that, it won’t change. It serves the idea of creditor protection and is already right.
You don’t get bad Schufa because you have many accounts. No, the Schufa shouldn’t be abolished, why?
It is only a disadvantage if you change constantly, most likely multiple accounts within a short time. Revolut is not entered by the way.
The Schufa should not be abolished. Or do you want for any popular mobile phone contract, electricity contract, div. Income certificates, deposit deposits?
Of course, some things should change at the Schufa.
You get a bad Schufa if you don’t meet your payment obligations.
Several accounts, at least when they are new, deteriorate the score. If you have them over years, it’s irrelevant.