Chargeback on credit, top-up?

Hello, I have an ongoing Auxmoney loan, and I've paid the installments on time for over a year without exception. I wanted to top up this loan again, and it had already been approved. Because my bank made a mistake, there was a chargeback for the last installment. I noticed this a day later and transferred the money immediately. Due to the short delay in the installment, the bank has now canceled the loan application. My question now is: Once the money has been credited, will I be able to apply for a top-up again, or will it take some time until the bank "trusts" me again?

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geheim007b
11 months ago

ich würde vermuten es dauert. Rücklastschriften sind immer sehr negativ erstmal

DasOrakel
11 months ago

Ich vermute, daß Du aufgrund der Rücklastschrift keine Kreditaufstockung mehr bekommst.

Kreditgeber reagieren sehr empfindlich auf Unregelmäßigkeiten.

Wenn der Fehler tatsächlich bei der Hausbank lag, versuche, dies dem Kreditgeber gegenüber nachzuweisen.