Ratenzahlungspause?

Hallo ich habe im Moment echt Probleme meine Sachen zu bezahlen. Ich hab mich leicht verschuldet und wollte daher wissen, ob man quasi den Leuten allen eine email schreiben kann oder Sie anrufen kann und nachfragen, ob man für eine gewisse Zeit einen Stop machen kann. Dann würde ich den einen Monat die eine große Rechnung bezahlen und den anderen Monat die andere und immer so weiter.

Gibt es so eine Möglichkeit?

(2 votes)
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geheim007b
2 years ago

is possible, but they do not have to agree. But pay better than nothing and keep silent

Mathelabor
2 years ago

That would be highly recommended. An inability to pay should always be made known to creditors. Number breaks, or smaller rates are a common means of avoiding negative effects. If you wouldn’t report and stop the payments, then you’ll get any bills. These can even cause you to find an apartment more difficult if you want to move. For landlords hate Schufa entries, but also other organizations.

ToffeeFee50
2 years ago

Yes!
And that’s better than putting yourself dead, as most of them do in such a case

DasOrakel
2 years ago
Reply to  ToffeeFee50

But not by email or by phone

ToffeeFee50
2 years ago
Reply to  DasOrakel

I’d call. Speaking in this case helps enormously

ToffeeFee50
2 years ago

I don’t think so. Nothing replaces a personal conversation

DasOrakel
2 years ago

Letter replaces speech, and is legally more secure for the debtor.

archibaldesel
2 years ago

Sure you can do that. But that doesn’t mean everyone agrees. But it’s worth a try.

HarryXXX
2 years ago

Try it all. If the creditors agree to it.

Gentlemahn
2 years ago

Huhu, I was in a situation like that with 3 rats of payments. If you make it clear that you are not insolvent, most people are already involved because a single person is usually not worth the effort to deal with it. Of course, there’s one or the other firm that’s stubborn, that depends of course on where you have that debt. As my previous speakers have mentioned, you better call than do nothing, in which case they are entitled to a reminder. Otherwise, you can say from you that you’ve tried it.

Call, you’ll reach more than if you don’t call. More than a reminder in the worst case is not in anyway.

DasOrakel
2 years ago

Write a letter to the creditors by post. That’s better.

Then you have to wait to see if they get involved.

Apoka392
2 years ago

Then I would pay one month the one big bill and the other month the other and always so on.

They won’t let themselves in. The debtor who would come to the end has no chance of doing it and all the others would like to be served first. If ever, you can negotiate to reduce the rate.

But this will only work at an extra cost.

Marshall7
2 years ago

Not good, you just push everything out, best you’re economical at all.

SweetKitty36849
2 years ago

Yeah, definitely. But you also have to remain realistic and within the scope of your possibilities. Don’t you think you’re broke today and you’ll be able to have sums in three months. So makeable deals then that can be what.

DasOrakel
2 years ago

today… and in 3 months have a total…

That is not at all the speech. Why so insane?

SweetKitty36849
2 years ago
Reply to  DasOrakel

It’s easy to understand. 🤷 ♀️ Don’t do it.