Questions about a loan?
Good evening,
I have just finished my apprenticeship two months ago and, as I have always dreamed of, I wanted to buy my dream car, the Audi A6 C7 Competition.
I have found a vehicle that absolutely appeals to me and for which I have already paid a deposit.
Unfortunately, I need a loan for the remaining amount. This is currently being processed through Check24.
My question is, does anyone of you have experience with how long it takes to receive confirmation as to whether you will get the loan.
I was also asked to submit two pay slips, and in one of them, I only had a partial wage because I had completed my apprenticeship that month. Do you think there would be any problems with that? (The next month, I had €3,300, which I also submitted)
3.2k net income – loan €30,000
(1 votes)
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I don’t understand why you’re going to waste up in so young years.
Is this really necessary to blame yourself at 18 / 19 or 20 years? Have you ever thought about the follow-up costs? Each maintenance and repair is twice as expensive for an Audi A6 as for a small car. Do you really want to do this to try something? Who do you want to prove?
Even at the age I had a Fiat UNO with 69hp. I went all over Europe and the maintenance was quite favourable. Also my follow-up car was not much bigger: a Fiat Punto with 75hp….first at 35 years I bought an Audi A6 as an annual car. My house was already half paid. Unfortunately, the Audi was a mistake, because I drove only a few kilometers and my wife was too big. Therefore, the car was hardly needed and had only high follow-up costs and, in addition, it also consumed 12 liters on 100km, which was twice as much as my successor car, a Toyota Auris, which I still drive today. I never need such a big car again… for the money I’d rather buy a property I rent.
Thank you for answering my question was a great help.
Then buy an immobile for 30k, maybe get the parking space under bridge for the money.
LG
There you can see that you have no idea…the 30,000€ you can use as a deposit and take the rest on credit and with the rent the loan will be paid back….well, thank you for the clarification!
Can you agree that this is not exactly smart and sensible to blame yourself immediately with such a sum for a car. But not everyone who wants to buy his dream car has to try and prove something. Such provisions shall not be 😉
How meaningful is it to create such a car without much practical experience?
Is like in the money system with beginners: Gier brains!
As I said, I was not. You just shouldn’t judge about strange people and quickly put things under.
I like a lot, but I’m just buying what I can afford without blame for me. Takes such as real estate. Hardly learned and already $30,000 debt on the back is just stupid!
Maybe, but still the car can just please him himself without impressing anyone.
But it’s more the rule…you earn good money and you get it with full hands. The FS is naive and inexperienced, otherwise he knew that if he did not get credit in the trial period. In young years, you make many stupid things that cost a lot of money you regret later.
I’ve already agreed that it’s not sensible. Only the assertion doesn’t like that it’s just about “protect” and “sich prove something”. Such claims, without knowing him personally, are also not just meaningful.
Have you ever been to a bank? …Why ask the question here if you get the answer from your bank advisor on the same day? Just have to make an appointment. Your expenses, so no one can give you any advice if you get a loan.
How to make a deposit without knowing how to finance the rest? Couldn’t have waited until the Finnazation announcement? You need to learn a lot in life.
You’re super easy to imagine, I’m 19 years, I still have so much time for the things, why can’t just answer the question or keep your mouth, I’m interested in what you had done with the money….