Payone GmbH?
At the end of May, I had a problem: I paid by card in a store, but the money was transferred back to me because my account didn't have enough funds, so I transferred it again via online banking. Now, a month later, €3.94 was debited from my account by Payone GmbH, and the debit contains the following text (20.56 CASH ON +3.93 BANK +0.00 REMINDER +0.01 INTEREST S -20.56 PAID IN EUR). Does that mean the €20.56 has arrived, or how should I understand this?
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The EUR 3.94 was the cost and interest of the original recipient of money, which was incurred by the place of the debit.
Yep.
Can be glad you didn't show up for fraud.
You deliberately paid with card and knew your account wasn't covered before
I was not aware of paying that I was not sufficiently covered and when I saw that the money was transferred to me, I gave it back directly but thank you for your answer.
If an ad had been received, it would still be bad for you.