Hello and thank you in advance.
I want to sell an item, and the buyer wants to pay via IBAN . He asked me for my IBAN number and my name.
My question is: Can anything go wrong if I give him my IBAN number? He also said he'll transfer the money first and then I should send the item. Could anything go wrong?
(1 votes)
Loading...How much money do you have in your account? If you don't want to answer that, just ignore it!
Is that possible? Theoretically, it should be possible if I tell these employees I don't want them to know my name… right?
Hello, A few days ago, I accidentally found an old Facebook account that my father created for me when I was younger. I'd like to delete it now, but neither he nor I have any idea what account details or email address he used to create the account. He's pretty sure the email was just…
Hey, I found a few 30-pound notes in my room. Can I exchange them at a savings bank at 16?
I find myself in an endless cycle between these two screenshots. (New Facebook Terms of Use) I always click "agree" and "use for free" and it always takes me to the previous page. I've already tried various things like turning off ad blockers or using a different browser… I've browsed through my account to see…
I usually pay by card
This is the usual procedure.
No.
Once the money is in your account, no one else can access it except you.
Nobody can do anything with your bank details, even if ignorant people keep claiming otherwise.
And if someone does attempt a debit – which is extremely unlikely – you can return unauthorized direct debits within 13 months :
Click: What to do in case of unauthorized debits?
Very important:
Not at all, but watch your account on suspicious money drains and don’t trust any document that won’t get directly from your bank by yourself and on which the cash receipt was recorded. Some are sending pictures of fake transfers for fraud. But these are only pictures that prove nothing. Another attack vector is that you get a link on which you should enter your bank details, for example for the “delivery” of the money. You shouldn’t do that either.
Every transfer in this banking system needs the IBAN of the account to flow to the money. The weak point: If he knows which branch you are, he can file a paper transfer that instructs money from your account to another account. Sometimes ignorant people claim that this is not possible, but they don’t know.
This is not so easy with the paper transfer. The account holder must then be signed by hand. The banks shall sign the same signatures before each execution. If there are differences to the deposited signature, the transfer is rejected.
No, the signatures are unfortunately often irrelevant in the evaluation, unless there is a large amount.
https://www.bundpol.de/luecken/ueberweisung.htm
You're right. But is this source not a search by the police in which gaps are discovered / were?! A gap is an interruption of regularity. So the signature must be checked. That's how my bank does this. Over the years, my signature changed. I gave up new signature samples, after which my transfers went through again.
One thing is certain… Nowadays nothing is more safe 😉