ByFockyouu
Hey, I just wanted to ask how much I would have to earn per month to afford a 2016 R8 V10 Plus (approx. €120,000). Please don't tell me "That's a waste of money!" etc. It's my dream, period. Thanks in advance for the answers.
(1 votes)
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Hey everyone, I wanted to ask if I can get a loan of 40,000€ as a trainee with an additional payment of 10k and a final installment of around 15k. I am permanently employed and receive €1100 net and have almost no other costs. A long term would be great, as I'd like to pay…
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Hello, I'm selling my car and today someone wanted to come by to buy my car. I have the following questions. My car is registered because I'll be driving it until I sell it. What happens if I sell it? Should I keep my license plates when I deregister it and bring a red license…
Can you go for it? Is it done by people or a system?
In DE is definitely clear! easier than in Österr..
NUr mal die KFZ Steuer in comparison:
DE: ca. 500,-
AT: approx. 3700,-
If you have 5000,- net, you can start looking and counting.
As single without family 🙂
About 6000€. Everything else would be embarrassing.
Only maintenance or incl. acquisition? And how high are your other monthly expenses?
My other monthly expenses a little above average.
Are we talking about cash purchase or a financing model?
Both
I think you’d like to finance something like this:
Sale price :120.000,00 €
Deposit: 40.000,00 €
Credit amount: 80.000,00 €
Final rate: 0,00 €
Repayment of credit: 80.000,00 €
Rate effective: 1.49 %
Monthly rate, monthly exposure: 2.273,29 €
Duration: 36 months
Total credit interest: 1,838,36 €
Total cost: 121.838,36 €
That would be a good loan. You see, it’s a lot. Every month over 3 years 2300€ alone for the rate (payment of 40,000€ cash not forgotten).
Other costs:
Insurance: 2000-5000€ Full cash depending on your situation
Tax: 500€
Sprit : at 15l / 100km (min. SuperPlus refuel for 1.90) = 28.50€ per 100km
Maintenance and wear: set of tires 2500€, service annually 2000€ (sometimes nothing is expected to break)
Thus, at 15,000km a year, you can expect a 1000€ per month.
I totally ignored the loss of value here. If you drive the car for 3 years, you can count on around €30,000.
With a net income of 8000€, this is realistic for me. But then you must not have a large apartment and otherwise not expect big reserves.
When buying such a car, you should have at least twice the vehicle value as a cash asset to be able to drive the car without care.
Depends on your other lifestyle.
There’s 2500 nice. Record credit and pay the rest of your life for the car.
Depends on how much you want it.
Realistic would be more like 6T€.
With interest it becomes more expensive
With 2500€ net you don’t get the credit
You need not only take into account the car, but also the insurance, tax fuel etc. So I think an income of at least 5,000 net would be appropriate to not get into ruin by car