Bychoizz
Hello
If you are a German in Switzerland and have to pay there, the value of the sfr is always calculated in euros.
Is it better to withdraw money once and pay everything in cash, or is it smarter to pay by card? I'm not sure if card payments incur fees for each debit.
(1 votes)
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This depends on your card and the terms of your bank.
For a bank with reasonable conditions, the foreign currency surcharge for card payments is lower than the price loss for the exchange of cash.
If the card also allows free payouts to vending machines abroad, this is of course an alternative, but usually you don’t pay just a little for it.
I always have about 1 Euro fees on top
Then you should change the bank or open a (free) second account with a bank with better conditions.
You can see whether fees are paid in the price of the service directory.
Should be available in the bank and online.
Both pay in foreign currency and cash withdrawal can be associated with fees, but both can also be free.
ATM can also charge fees for foreign cards, even if your bank does not charge.
Changing into exchange offices e.g. the travel bank tends to have a bad price that can be so bad that it is cheaper to pay fees for payment or withdrawal.
Compare if you have all the infos.
Every smart bank doesn’t take anything for it.
I’ve been paying for years with a map.
Mt card pay fees are different from bank to bank
Is at mirnknapp 1 euro per debit. It depends on it. For cable cars it is more than parking machines 😵 💫
Pay most by credit card, you don’t have to carry a big sum of money with you. It is also useful to have a bit of cash.
Credit card payments are free of charge in European countries, a fee applies only to non-European countries.
This applies to payments in euro within the EU, it does not necessarily apply to payments in foreign currencies or, for example, in Switzerland.
I didn’t charge a surcharge and I paid a lot with credit card. It is possible that there are differences between banks and savings banks.
This then depends on the conditions of the respective bank or savings bank, but it does not apply in any case.