Mini job vs. midi job – which is cheaper?
I'm a student (working) at the university as a student assistant. I'd like to earn approximately €520 a month. Therefore, I'd like to know if it's cheaper for me to have a mini-job (€520) or a midi-job (€521)? I was told at the university that a mini-job is usually cheaper. But I'm a special case:
- I am an EU foreigner.
- I pay for health insurance abroad
- I do not receive BAföG
- I do not pay 3.6% pension insurance (for mini-jobs).
Here I found out that I can have a full pension insurance period credited for just a few cents (although with the mini-job you pay considerably more (around 19 euros) and only a third of the time is credited).
Have I overlooked something or would the midi job really be significantly cheaper for me?
Of course, midi job with eg 521€ per month. Gross wage for you cheaper: for not even 30 you are fully socially insured, ie pension, health care and unemployment insurance incl.
Then I'm wondering why I was talking to the Minijob school. Perhaps because most of the students receive Bafög and therefore cannot exceed the 520 Euro limit?
No – the reason is quite easy to explain: the midijob employer must pay a lot of levies over the minijob!
https://www.minijob-zentrale.de/DE/die-minijob/midijob_node.html#docb83bb90c-d751-4e3e-bf63-23e0bce88e20bodyText2