Hello everyone….My boyfriend doesn't know what to do anymore. He wants to delete his bank account at Sparkasse but he has a negative balance in his bank account. How much should he pay if he wants to delete his bank account and he still has a negative balance?
(1 votes)
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I usually only do online banking, but I still have cash and wanted to transfer it. Is there a fee for this?
He has to balance out the minus anyway, quit and leave the minus to stand will not work.
Right 👍😎
The friend cannot delete his bank account, he can cancel it at most. Then the bank tells him what she gets from him. This will probably be more than the 10 euros, because he must pay interest in an overdraft.
Does your friend have a new bank connection? He can make an account resolution request with his new bank for the old account. The banks then take care of account balance.
The account resolution costs a fee to request from your bank. The account transfer costs overdraft and/or target interest. This amount is also requested by the bank.
He must probably get out of the minus amount to delete the account
Yes but much he should pay it because it is not free if you have minus in his account?
He has to pay as much as he has minus. If he has 10€ minus, he has to pay 10€ to get to 0. Then it can only delete
He may terminate his account with the bank on a specific date. The bank will demand compensation beforehand. Before that, the bank cannot delete it.
As much as he’s in the minus.
He has 10 minus
Balance the account to 0, i.e. balance the minus balance.