ByMrSuess
Hello .
Recently my account was at 0 because I ordered too much through Lieferando….
Since I received my salary on 15.12 and my account is now well filled again, I am happy again
But I'm starting to spend all my money on food again…
How can I get better control of myself?
To make matters worse, a total of 100 euros were not debited by Aldi
And 90 euros from Paypal which I now have to pay back
Help
(2 votes)
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How to send money from your bank account to Paypal
Hallo, ich habe heute Nacht Geld von meinem Bankkonto auf mein Paypal-Konto gesendet nur es ist halt Sonntag und es ist immer noch nicht da heißt es dass es erst morgen da ist? Ich habe halt bei der Überweisungsart Echtzeit-Überweisung ausgewählt weil ich dachte es wird direkt dem Paypal-Konto gutgeschrieben nun das ist jetzt halt…
My colleague texted me yesterday at 2 p.m. that the transfer had been sent. When might it arrive? I'm really not familiar with this sort of thing. I'm with Sparkasse.
Brauche nh neues passwort weil meine ex mein acc noch hat aber kann es nd zurücksetzen weil hab mein passwort vergessen
I'm looking for free prepaid credit cards. Any recommendations?
You have a wrong costing.
For example, you’ve paid out 2,000,-€ payout/content net.
First of all, you pay the fixed costs: rent, electricity, contracts, credits, reserve for repairs or new purchases.
Now you are already differentiating to luxury goods & property in food and beverages.
The 6th carrier water from the discounter is a ground material that you can already cover via the house water connection. Any improvement or change can become a luxury property, for example it should be the Aldi Cola, it should be Sprite or Fanta of the Coca Cola Company.
The same applies to food. You can also look at the food pyramid. Bread, potatoes, noodles and other products provide long-chain carbohydrates and are important. Conversely, confectionery is not.
There are also hygiene products.
From this, you can determine the need you have in the month.
And then what remains you can spend on Amazon, PayPal or other pleasures.
If there’s nothing left?
Then have nothing for Amazon & Co.
Then you can see how or where you can save money.
You can save your drinks alone.
Learn how to deal with money. It is very helpful to have a budget book. This can be done in various ways, classic in a clodde, with an app, with an Excel template, with a separate program, depending on how you like it. If you consistently note any receipt and output, you will notice very quickly where your money disappears.
Another help is to have a budget. When you pay your wages, you will find what you can spend in the following month. Fixed expenditure such as rent, telephone contracts, electricity, insurance and similar, relatively constant expenditure such as food, detergents and personal care products, and also leisure expenses. You take the exact division according to your taste. It’s important that you keep on your budget. If you are disciplined, it is still helpful to keep this budget in your budget. If you have difficulties with this, it is well worth managing the budget in the form of cash in envelopes or similar.
It is also very important to make an emergency grocery, about 3 to 6 months of your ordinary spending. This helps you if a household appliance gives up the mind unforeseen or an unplanned larger repair is due to the car.
Objective should be two to three net incomes permanently on the current account.
This is the value when you finance a property.
In normal life, a net salary is certainly sufficient, which is intended to be a minimum for emergencies. Maybe half.
But zero is too little.
Two to three can have short-term access to a real estate financing, which is too little I find.
You need to learn to cook and cook yourself and buy food at the supermarket.
Take a household book so you can see how much money you spend on.
A good app for this is, for example, the financial planner of the savings banks. Otherwise, pay only with cash and don’t buy anything on the internet. That also saves a lot of money.
Never use the card to pay.
It’s up to you, not we can save for you, it’s your money, your future. Learn it or end one day in private insolvency.
Order no more food – cook yourself
pay only via paypal etc. if you would have the money (paypaö only shifts the due date)
learn how to save… so that there is always an emergency groschen on the account
How would it be easy to order with one to more self-discipline and get used to eating constantly?
Obviously, you can’t handle money.
No longer order online and no longer pay with card.
Just buy in the store and cash payment.
Then you can only spend the money you really have.
And cook yourself instead of ordering ready meals.
Write down what your expenses and revenue are.
Then look what you really need.
Otherwise therapy.