MasterCard via electricity?
Could you invent a payment card that you can top up like a mobile phone
1% is 1€ 100% 100€
(1 votes)
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You mean a credit card you charge over the power grid? How’s that going? Do you want to pay with electricity again? So give electricity instead of money? For 100€ you would have to charge a total of 250kWh for a current rate of 0.40€. For comparison, an electric car has about 40kWh-100kWh battery depending on the model. That would be at least 2 1/2 auto batteries… And with a regular power outlet (16A, 3.6kW power), the short 70h would take, i.e. almost three days to charge for 100€ power… And then, of course, depending on the discharge performance, just as long to “discharge”…
There are simpler and lighter solutions. Prepaid bill cards. Set a limit, e.g. 1000€ = 100% and charge as much money as you want. Advantage, so you can pay again within seconds with the charged money…
Conclusion:The idea is bullshit…
For people who just have no money can then pay the consumption via the next electricity bill
You’ve already read my version completely? Then how are you gonna pay? It is not a real money on it, but max saved energy as currency. And how to set the exchange rate? In the case of different electricity rates, the charged “goods” would then also be of different value. How do you want to transport a lot of energe? And whoever has no money now has no money for the next electricity bill. In particular, where the electricity is usually not billed at an acute rate, but is paid at a flat rate, and ultimately an annual recalculation comes… You’re raising electrical energy to pay the power provider. That would be your currency… Including wall loss, etc. For transport, you need a trailer and a car. So nothing in pocket format… This “idea,” if you can call it that, is just bullshit. There’s nothing to do with it, nor what makes sense, even if you could somehow implement it…
If the state does so it needs a basic income
You don’t get anything. You owe me. That’s nothing else, like a rebooking with payback or a loan. Rechargeable credit cards are much better, as you have to have the money beforehand and can only output what you have already charged. Here you would create a balance that has not yet been paid. These are debts as with normal credit cards.
And again, the power provider supplies electrical energy. You cannot save them on a power card. That should be batteries. As big as a car to save 100€. Everything else would be a digital payment method and would not run over the counter… So also not via regular electricity billing…
That’s what many other payment services can do now… It won’t be better, it won’t change, it would be just one more of many, with the same problems that many people are struggling with in debt traps…
That is why the idea of creating credits itself could then become self-employed with the money
This cannot offer you a serious provider. A “current-chargeable credit card” would also be issued with credit condition. The purpose is to keep people from debt. Where these are generated doesn’t matter. Either you’re owed to the power provider or to a bank/credit card institution… None of the providers would give a card to vulnerable customers without sufficient payment capability if it works seriously. This means that only persons eligible for payment would receive a charging card. So just the same as with credit cards.
To give money/paying opportunities to everyone would only be credit sharks that are designed to take people out without consideration of everything and whether people are ruined by it… Who hasn’t had the money so far doesn’t have it, just because it would be paid over the electricity bill…
It is more about a system available to all people in all situations of life
It doesn’t make any sense. It is NO advantage if the power provider would charge it, or the credit institution… I’ll pay my credit card for two months. Speak what I’m buying with it today is only booked in two months. Without interest.
And again, you can’t save anything from the power grid usable on a credit card. And all that would happen digitally would be set up with online banking. Because everything is processed digitally. Also, you don’t have to do this through a power provider who wants to sell you electricity and doesn’t want to deal with money stores for the payment of goods from others or even… No matter how you turn it, it doesn’t make any sense and is not possible… I’m out of here, it’s really too stupid…
Or charge and it will be charged via the next invoice
It needs a software that can change on the map
Where should it be?
Everyone has different financial needs. Speak ne card with max 100 € brings most nothing.
Electricity doesn’t bring the card. Electricity consumption that you pay because you have consumed it cannot lead to excessive to spend. At most, you could charge the KRedit card via a different service performance, just like mobile games costs can run through the cell phone bill. Since the power provider does not know if you are a vacuum cleaner or your credit card to the power grid I do not know how to say “100 € on credit card please pay off via electricity bill”.
Where is the advantage to act. existent prepaid cards that have a seperates, normally chargeable via online banking, account of which they are equal? At most, I could imagine a charge over the cell phone bill, but I would also see no advantage.
For people who have just a bottleneck I’m not known that you can also write the purchase of prepaid credits
A real credit card has a delayed payment destination as it is charged monthly. There are even as beautiful debt traps as revolving where you don’t have to fully balance the credit, but can drag a part against zinsen in the next month.
If you’re creditworthy, no problem.
You don’t have to reinvent this wheel, especially as the electricity bill would be extremely impractical for it.
Nö
Think about the phone bill
Of course, if the credit is true or you know the customer.
Shops
Is the provider offering the payment in Schöps via bill
And if that takes overhand, don’t get creditworthy then just prepaid rates. Then you don’t have anything.
Nobody has money to give. Anyone who is creditworthy can get Nen Dispo or ne real credit card.
Those who do not have it would no longer be allowed to arbitrarily burden the first problems with alternative accounting systems at the latest.
Would be interesting for me if I could buy food via phone bill
The last thing you need is invoices that you can’t pay. Above all, invoices that depend on something essential as electricity.
As far as known, the current may be switched off under conditions in D.
The idea is more for needy people to improve access to financial resources
No makes absolutely no sense, since 1% is far from the value of a euro.