Lohnt sich das Tech33 Aktien Paket von HKCM?

I’m sorry, but this is a somewhat unconsidered question.

If someone offers you a “package” for “only” 100 € a month, you should question it critically.

There is a significant difference between small investors and professional market participants who act directly on the stock exchange. This difference lies in the GOODS, often also referred to as processing fees or “immigrant compensation”.

Anyone who enters the market via a credit institution or similar platforms will only achieve very difficult gains. In most cases you can be happy to receive the original value of your deposit. In order to actually achieve profits with shares, it is necessary to be prepared to take a significant risk, as “safe” assets with a (smooth) return of 4-6% are hardly sufficient to generate an increase after deduction of the inflation rate and the processing fees. The rate of inflation is currently around 2.4%, while a company’s processing fees are 34%.

If someone offers you cryptocurrencies or the like, you should be extremely careful. Even the best traders in the world cannot reliably control the crypto market – this is more about happiness than strategy.

And remember that any profits must be taxed at the end. I hope you’ve also thought about it.