Leasing e-bike residual value after 1 year?
Hello,
A year ago I got a leasing e-bike (business bike) from my employer.
The company is now in insolvency proceedings. I'll most likely have the option to buy the e-bike outright. The purchase price was €3,250.
Leasing rate 107 euros (gross)
Net charge approx. 50-60 euros
Lease start: May 24, 2022
How is the residual value calculated if I were to buy it now?
I just want to know the approximate amount right now. I know I can get the BusinessBike offer, but that will take some time.
Best regards
(1 votes)
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It’ll be hard. I have only heard in the forum that there are difficulties in termination by the employer or zero short work.
Now the employer is insolvent. A further payment of the leasing rates is not possible.
Theoretically a pedelec is written off for 7 years. Then you have to talk to the insolvency administrator and the leasing provider.
Takeover after 3 years normally to 40% residual value. This is what the tax office demands. The leasing companies then sponsor the residual value of up to 25% so that a takeover for 15-18% is possible.
3250 100% at 0 years
1 year – 14.5% depreciation
2795 €.
Then you already paid 1 year ago with 1373 €
Perhaps 1877 or between the accountable value & your already paid gross performance (incl. VAT)
However, since the employer can deduct the pre-tax with the 19%, the residual value may be higher because you have to pay the tax privately & cannot counter this.
This would be last bookings with account 1880 + pre-tax to account 8924
As I said, we had a case with regard to this. Repayment at zero short work etc of the employee. Insolvency of the employer becomes difficult