kurzfristiges Darlehen von Privat an Kleinunternehmer?

Besteht die Möglichkeit, dass eine Privatperson einem Einzelunternehmer (Kleingewerbe) ein Darlehen (Zinslos) überweist, um kurzfristige Zahlungen zu decken? Die Privatperson würde die gesamte Summe wieder zurückerhalten, sobald der Einzelunternehmer wieder liquide ist.

Danke 🙂

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NeumanDa
1 year ago

A donation could be provided in the amount of interest saved, with €20,000 being tax-free even in the worst case. I assume that neither the amount is so high nor the duration is so long that this amount is reached.

By the way, this is not a problem!

NeumanDa
1 year ago
Reply to  Abudsch

If you pay the money back in the foreseeable time, it’s not a problem!

In the case of an assumed reasonable interest rate of 8%, the whole would not be relevant until 50 years.

emerel
1 year ago

It’s a matter of trust.

Mungukun
1 year ago

If the private person agrees to that, yes.

I personally wouldn’t do that. Especially not without interest.

toomuchmoon5
1 year ago
Reply to  Mungukun

But isn’t that a gift when it’s insane?

Mungukun
1 year ago
Reply to  toomuchmoon5

Yes but only above the amount of interest. They will only be given to him and not the capital he has to pay back.