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einandereruser
11 months ago

awa7 or Hanseatic Bank

However, no matter what you have, you should immediately set the repayment to 100% of the amount used. By default, all KKs are set so that only a small percentage of the amount is debited at the end of the month, and you pay for the remaining amount by 20% interest/anno.

juergen63225
11 months ago

Barclays!

Although they only give mini credit limits, they are one of the very few who do not pay abroad for non-EU payments.

If the order frame is too small, a few 1000 credit card account is transferred to the credit card account before a larger holiday.

And acceptance is better than any other card. In recent years, we have had problems at automated petrol stations in France. They don’t take every card, even if VISA MASTER is standing there. Barclays went everywhere. And as a motorcyclist you have to refuel more often and there are only a few petrol stations with staff, in the country only the supermarkets and those only at opening hours, so not on Sunday.

xxxcyberxxx
11 months ago
Reply to  juergen63225

In the meantime, Barclays wants 2€ from new customers for the 100% direct debit balance per month

juergen63225
11 months ago
Reply to  xxxcyberxxx

In fact, a wickedness! Let’s see if they also introduce it to existing customers. However, if you think about yourself: the Amazon succession offer from the LBB does not have a 100% debit at all, it would not be a problem if you always make sure to be in the plus. But otherwise you slip into the 20% loan interest, even if you don’t need it.

https://www.barclays.de/kreditkarten/visa/?intcid=www_c_kreditkarten_Our_KK_NewVisa_kartenprodukt_link_read more_website_210324

Well, they want to win all the customers and then somehow earn money. In doing so, the sales earn enough. But if they want to stay with the mini loan frame, I’ll pay more with Amex.

einandereruser
11 months ago
Reply to  juergen63225

Mini credit limits? I don’t know, I immediately had 2 monthly nets as credit line, and after 6 months with regular use, the credit limit was raised to 3 net monthly salaries.

maribi
11 months ago

Let’s see if they also introduce this for existing customers.

Don’t think. Contrary to the previous practice in the case of changes in condensation.

In doing so, the sales earn enough.

The customer has high sales outside the EU and produces no costs such as cash withdrawals.

xxxcyberxxx
11 months ago

I’m happy with the bank Norwegian. No card fees, free pay and cancel, no foreign currency surcharge.

maribi
11 months ago
Reply to  xxxcyberxxx

Unfortunately no push notification in transactions, no temporary blocking of the card possible and a customer service that can be reached for just 4 hours a day.

Curasanus
11 months ago

There are no additional costs for amounts in euro. With foreign currencies (calculated) only about 1% is added, which you should be able to afford.