Loans through other people?
Hello,
I wanted to ask to what extent someone (e.g. mother) can take out a loan on their child (of legal age) if they only have a copy of their ID card but do not have the child's consent or authority in this area?
Hello,
I wanted to ask to what extent someone (e.g. mother) can take out a loan on their child (of legal age) if they only have a copy of their ID card but do not have the child's consent or authority in this area?
Suppose I buy a house and still owe €150,000 to the bank that I can't pay off. Is it possible to sell the house and pay off the entire loan? (assuming the house is in a good location)
Hello, I owe €1,500, which also has a negative credit rating on my Schufa credit report. I'm currently working with a lawyer to get the debts cleared, but of course, it'll take some time. (The debts are unjustified.) So, my question is, can I pay for a couch in installments at XXXLutz despite the negative…
Hello everyone I need a quick, emergency gift idea for my best friend's mom. It can be funny or a little mean. I've known her for a long time, so I'm allowed to do that 😉 I've already thought about labeling M&Ms or something like that as rejuvenation pills, or I just have no idea!…
I'm increasingly questioning the wisdom of celebrating my 18th at this time next year. I had planned to have a cozy celebration with friends and family, coffee and cake and dinner. My father, with whom I have a particularly bad relationship, wants to plan the whole thing, with a huge party and alcohol and what…
Hello, I'm thinking about buying a house. The house costs €550,000. A down payment of €100,000 (severance pay from my old job) would be possible. I'm self-employed, so I sell online and at annual and flea markets. I also have a friend who would act as guarantor. My annual income is approximately €40,000. Would that…
So my two options are: 1) Bafög 250€ monthly (after graduation about 4,500€ debt) Pro: Lower debt Con: Little money and the government is constantly breathing down your neck. 2) KFW student loan 650€ monthly (after graduation about 25,000€ debt) Pro: More money = less worries, Unconditional Con: High debt EDIT: I'm leaning toward the…
Without a legally valid signature of the other person, NIEMAND may accept a credit at the expense of a third person. That would be a scam from the outset, and therefore not.
With the Copy of an ID card no lender is satisfied.
No serious lender does this and gives credit due to the submission of an ID card. At the top of the mafia you get money in this way. There, however, with discouragement to somewhat overpriced interest rates.
Not at all.
Not at all.
But your mother can borrow and give you the money. The rest of you are clearing. The bank doesn’t care.
This online loan is also not possible?
No. To conclude a credit for another person, as the Hans has said correctly, is simple fraud.
Not at all. DerHans has given the right answer