Kredit für Eltern aufnehmen?
Mein Vater bräuchte heute einen Kredit für ein Auto, den er leider nicht bekommt, da er erst einen Termin vereinbaren musste, der an einem anderen Tag ist. Nun möchte ich für meinen Vater den Kredit aufnehmen und einen Monat später auf meinen Vater umschreiben lassen.
Kredit beläuft sich auf 10.000€ in 48 Monaten und würde über Online Banking aufgenommen werden.
Ich bin 22 Jahre alt und Student.
Ist das rechtlich so in Ordnung und welche Risiken können auf mich zukommen?
(1 votes)
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Hello Daze8292,
So I think you want to do this for your father, but I see two problems:
Maybe you should look more like a cheaper car you can afford.
LG
You can’t rewrite loans.
And you, as a student, will not get a loan at that level…
(risk would be: You are completely alone for this loan)
I wouldn’t do it on principle.
Everything that is overthrown holds certain risks. From now on, take a loan – there would not surprise me high interest rates or any strange clauses.
If it’s stupid, he’s broke, and he’s going to blame you. You stand there with the rates and have no return = car. I have no idea how good your relationship is.
10K is not extremely much money now, but it can hurt for a while.
Apart from the fact that the loan as a student would probably not be approved, the bank would probably not agree to the transfer action.
That father can’t pay or pay – logically – right?
Just use public transport for so long and pick up the car a few days later.
That’s a schnapps
Rewriting is a wishful thought!
How do you get that?
He doesn’t get a loan!
So I guess you’re not going to let go of Deien credit run on him.
As a student, you are not so creditworthy, even for 10k€
The Bank does not have to agree with such a transfer in any way and will not do so in accordance with experience.
You are fully liable for your debt until everything is paid.
My father needs a loan today
Well, that’s very short. I wouldn’t let that happen. Surely the purchase has been planned for a long time, which is why it has not been started with the loan?