Loan taken out from Consers Finanz?
Hello dear reader,
Today, I financed an iPad for my studies for €1,250. The loan agreement with Consers Finanz stated that I have a limit of €1,400, and that this money would be on the card I'll receive. The question is, I don't want to do anything with this card, and I don't need the remaining €150. Do I still have to pay it now? I really just want to pay off my installments within two years and then have nothing more to do with this. Do I have to cancel it somehow? Does anyone have experience with this credit institution? Can someone perhaps explain this? 😉
Thank you!
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You didn’t understand this financing. You get one from Consor’s finance Credit about x Euro, which you will continue after payment of the sum for the purchased item until you announce it.
So I don’t have any further costs except my monthly rate except when I use this other part? Can I cancel this theoretically now because I don’t need the other amount?
You can’t partially cancel the financing. And you only pay the rate for the value of the goods used. Pay the goods over the months, then cancel. Or is it coming back from the purchase?
For me it’s funny, in today’s world everyone wants to make some money. They now lend me 1250 euros with 0% interest that sounds kind of too good to be true.
No, the interest is included in the purchase price.
You need to see the contracts.
Contact the consumer center.