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DonCredo
6 months ago

You can’t seriously assume that you get a loan and just because you get pregnant, you don’t have to pay back, do you?

Whether you want to be there for the child is in principle understandable, but doesn’t matter for the credit relationship… you just have to think about it beforehand. If you don’t pay, you’ll get problems.

Gruss

jgobond
6 months ago
Reply to  DonCredo

Very helpful, you super expert

DonCredo
6 months ago
Reply to  jgobond

Yepp, everything you need to know.🤷 ♂️

Isuzu189
6 months ago

Then you have to pay the loan as before if you don’t have any stress with the dunning or Debt collection.

PolluxPM
6 months ago
Reply to  ABild219

The small print read whether pregnancy counts as an inability to work or pregnancy… Ask there and report the “Insurance Case”

wilees
6 months ago
Reply to  ABild219

Unique – pregnancy is guaranteed not to be “sickness” – and not to be equal with such.

Isuzu189
6 months ago
Reply to  ABild219

No, that’s not an inability to work. You could work in the purest theory without problems until you are released and start working life two months later.

In addition, a pregnancy idR is planned, so you could trick the insurance into getting money.

Isuzu189
6 months ago

The bank still doesn’t care. Of course, a child is not necessarily planned for years in advance. But you should plan so that you don’t bring in debt.

Expect your budget expenditure.

Rent, food, etc. has Prio, after that the credit rate has to fit in somehow.

Doesn’t that work to contact the bank asap (and set to the negative Schufa entry anyway. But better you still clarify this with the internal bodies and not the courtmates who are sent by sometime)

Isuzu189
6 months ago

I say, in pure theory.

The bank simply doesn’t care if you’re pregnant or who cares for the child or anything else. They want to have their monthly rates and take no account of your personal life planning.

jgobond
6 months ago

You can ask if you can suspend the repayments for a few months. Then you pay the interest. In the long term also doof, but can be obtained for a few months.

DaKaBo
6 months ago

Such “impacts” – at least with regard to the eradication of debt – must be planned.

wilees
6 months ago

Your pregnancy is completely sniffing to the lender – which also expects timely installments in the future, otherwise the remainder will be due and subsequent debt recovery via ultimately court handler.

What you can possibly do – if the lender is ready to negotiate – lower the monthly rates.