Krankenkasse wechseln, unsicher?
Bin jetzt schon seit Ewigkeit bei der AOK, nun am überlegen zu wechseln. Wenn es hochkommt, bin ich einmal pro Jahr beim Arzt. Noch nie im Krankenhaus gewesen, keine Brille, kein Hörgerät.
Lohnt es sich in die billigere Krankenkasse zu wechseln? Seit ihr zufrieden mit der BKK firmus?
I wouldn’t change.
After a short period of time, the other statutory health insurance funds also follow, including the increase, the contributions.
That’s why I wouldn’t change. If you don’t have a doctor, ask for a bonus rate, contract. You get money back when you got nothing and wasn’t in the hospital.
Is that included in the contract, or rather a cunning to keep people?
This is a special fare, you can’t do much wrong. Can also get out if you would get chronically ill, for example.
” What does the rate offer bonus?
The AOK rewards your active and health-conscious lifestyle with attractive rewards with the bonus rate, also called a self-sufficiency rate. Depending on the regional offer of your AOK on site, the election tariff may differ from one another.
At the beginning of the year you usually get a basic bonus, similar to a credit. If you do not take advantage of the year, this bonus will be paid to you. If you have to take advantage of services, such as a doctor’s visit with a prescription or a hospital visit, you will be entitled to a self-sufficiency. This amount, like the basic bonus, is based on your gross income. Therefore, the bonus rate is also known as a self-serving rate with bonus. “
Important, preventive examinations and recommended vaccinations can be continued. This is not harmful to the bonus.
There is even a bonus program for participation.