ByNoemi61
I opened an account two days ago. Will they still charge account management fees even though I don't have my card and PIN yet? Or will they wait until I receive both before they can deposit money into my account?
(4 votes)
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To use your account, you do not need a card and no PIN.
You can deposit money, e.g. at the switch (box), transfers are possible with paper cover.
What do card and PIN have to do with account management? These are independent products. With the date of the account opening, fees are charged according to the account model, the billing is made monthly, in the private sector rather quarterly.
Otherwise, it comes to your account model and that should explain everything to you, but at least as pre-contractual information. You have to read the 🤷 ♂️
Gruss
there is no flat-rate answer, because each bank does it differently.
Account management fees are calculated at the end of the month or at the end of the quarter, depending on the individual account model. Until then, it’s still a little time.
You’ve got the IBAN of the account. Then you can transfer money to this account or deposit it at the switch. On map and PIN you don’t need to wait.
Why are you going to a bank that takes account management fees? I guess it’s from the opening day, but I’m sure it’s in the contract you made.
Yes, from the first day.