Hello,
Last Friday, I was no longer able to access the money in my account. So I drove three hours to my bank on Friday so I could apply for a P-account that same day. Today, Wednesday, my entire salary and account, €3,000, were garnished. Since I'm still in training and still have to pay everything else, I don't know what to do. Is there anything I can do about it?
(1 votes)
Loading...Hello, My account balance is currently slightly negative. Now a purely rhetorical question: If money is transferred to me now, will it be automatically debited for the “bills,” so that I essentially have no money left? Or can I withdraw the money without it going towards the debt? Best regards
Does anyone have any idea?
I've changed my health insurance provider. I can pay the premium either by truckload or by standing order. I'm going with the standing order because I don't want to run to the post office. The letter states that the first premium is due on May 15th. It also states that I should transfer the total…
Such as Smava, Auxmoney, Check24 and Verifox? The loan should be for starting a business. Is it normal to provide personal information when making digital requests? For example, IBAN, online banking password, and login name? How reputable are they all? Interest rates? Flexible? How does the consultation take place?
If I withdraw money, will it be deducted from the allowance available to me each month?
No, your creditors have a right to their money… you won’t get it again.
it must not be completely planted.
But I’m sure you can…
“pounded” = money locked or already returned?
You can contact the consumer center or a lawyer:
https://de.wikipedia.org/wiki/Beratungshilfe
Did you have any other money in the month? Free allowance is approx. 1500 €, everything else will be returned.
Do you see if the account has already been changed? In fact, it takes a few days for technical reasons (three days of bank work would be a bit much).
If your entire account is blocked, it is more likely that what has not been done or has not yet worked during conversion.
Conversion is regulated by law to 3 days. Today the 3 day would have been… I had a transfer of 1800€ because someone drove me against my car. However, my entire account has been posted now 0€ on it.
So you already had 1800 € + 3000 €? Have you already lifted up the days or what was posted?
Example if you had something like
2.11 Entrance 1800 €
3.11 Debits 1500 €
4.11 Entrance 3000 €
then no cent is available for the rest of the month (even if you have already used the 1500 € from balance)
Each cent above the free amount is posted to a return account, which is why you are now at 0 idly fixed.
(and only because 3 bank days are required by law, does not mean that someone hasn’t snored in the process)
hmmm… you’ve been eating this thing too long…
if the account has already been blocked before requesting P account, then the money is gone.
Ne, you have 4 weeks to convert before what can be definitively turned out
The conversion only takes place for the LAUGHING Month
Once you have set up the P account on Friday, the NOT applies retroactively for October. If your salary is only on 1. You must also pay the free allowance for your account in November.