Car loan request/registration of new owner/objection?
On Monday, I found a car on Mobile and went straight there. When we arrived, we looked at the vehicle and were pleased. Back at the office, we finalized the contract with the seller. I wanted to finance the vehicle through Santander. The financing was approved, and I promptly received the vehicle title and registration. I then went to the traffic office to register the car, but when we wanted to pick up the vehicle, the seller acted really strangely, saying, "Yeah, the money isn't here yet, and that's why you can't have the car yet. Imagine if you died and then no loan is approved. That's my problem." I went home angry and so disappointed in the person who knew my situation… I need the car for work…
- My question is, is it legal to first tell me that it's no problem with the MOT and then the car is ready to drive and then the story with the loan?
- Can I lodge an objection despite registration and new additional holder
- Do I have to expect costs?
Thank you in advance for your help!
(2 votes)
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It’s just as good as you’ve described. he only gets the money from the Santander when he has submitted all the papers and the certificate of admission. It should be known, however, that this can take a week if it takes place via the postal route.
As part of the loan agreement, you would now have the opportunity to revoke the whole within 14 days. Then the purchase contract would be done. Costs must not arise.
But you also don’t have a car and also a “negative” Schufa entry for the next car financing. In addition, the next car could again be financed by the dealer via the Santander. So you’re making the car business hard for yourself.
Okay, it didn’t go well with this seller. I don’t know the exact reason. My daily business also tells me that the customer is not always so honest in some things.
Well, it’s just the communication that just went totally wrong. I know what you mean, if the customer is not honest, but I must say that the current consultation is carried out exclusively by cross-comers, which is not at all discardable, but then such information gaps are created that the customer has to become distrustful to any Kissplatz seller just in this anti-consumer period.
In the beginning, everything went so great and, in spite of the financing offer and approval, I was encouraged to take my vehicle along the day of the registration and why not? Just because the over-eaged salesman just didn’t think about it and that makes me just really mad sorry had to get out..
Unless you have agreed otherwise, you will have immediately to pay after handing over the goods. Not after an hour or days. Now. Train by train.
He kindly handed out papers. But as long as he doesn’t have a safe cash receipt, he’d be pretty stupid to hand the car to you.
What you agree with any banks is your thing and he can neither consider nor understand for doubt. For him therefore counts only that the money comes foreseeable (e.g. with cash) or it is simply on the account.
I have concluded the loan agreement with him on the Santanderbanl after approval the contract was created.
Yeah, you don’t give money and he won’t give the car out.
Normal thing.
yes, I don’t feel that when the previous vehicles went smoothly and here I’ll be right here, then he has the 2 additional holder
Yeah, well, if you’re a regular at the dealer, he could have been looser.
Okay, I understand so slowly trusting is good control is better. Thank you
He hasn’t received the money yet.
That’s why he’s not out yet.
Yes, however, a contract has been made by the approval granted by the bank, is it confirmed or not?
It doesn’t matter because you can theoretically revoke the loan contract within 14 days and the dealer is there without a car or paper.
has been too often
The car dealers are made by private individuals who put it on, the legal situation that protects the buyer too much, and such weird laws are simply properly enforced.
this is no fun at all because you can be extremely careful who you sell at all (some leave oil and provoke a motor damage for a used engine with similar running performance at the expense of the dealer) etc.
as a car dealer you do not buy and sell for a long time you need half a law school and must be extremely careful what you say and do 😂
Okay, I understand, and I thought he’d be kidding me. If this is really stupid when you log on the vehicle and then you have to wait there it is more advisable to take care of it before asking the car dealer