Can I withdraw money free of charge from a Polish ATM (Sparkasse an Ennepe und Ruhr)?
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No, you can’t.
The prices for this can be found in this document:
https://www.sparkasse-en.de/content/dam/myif/sparkasse-gw/work/documents/pdf/prices/pay-card-stated payment services.pdf
This savings bank therefore calculates EUR 4.50 for withdrawals in EEA currencies with the Sparkassen-Card plus 0,65 % currency conversion fee.
This depends on 2 factors:
With regard to your bank, you can best see in your bank’s price-performance directory under money in foreign currencies and, if necessary, foreign exchange fees.
With regard to Poland, one hears contradictory. The ones do not say fees to the others say fees for foreign cards.
the third potential cost factor is to allow the ATM to be converted by the Polish Bank in E. This can lead to a fancy course. Better always have to book in foreign currency, that’s potentially cheaper.
No, of course not, it costs a lot of money
Probably not!
this should only work with a Visa plus note or similar.
In Poland, it is generally not recommended to withdraw money; It’s just getting stolen.
LG
😂