Ist ein eignes Auto wirklich so teuer wie es behauptet wird?
Ich würde mir so gerne ein eignes Auto zulegen, um schneller zur Arbeit zu kommen, da der ÖPNV bei mir ständig Verspätung hat oder der Zug oft überhaupt nicht kommt. Ich habe aber gehört, dass ein Auto ziemlich teuer sein würde. In meinem Fall würde ich mir einen Kleinwagen holen, wie zum Beispiel einen VW Golf 5 oder einen Ford Focus. Ich bin seit 2020 aus der Probezeit heraus und somit kein Fahranfänger mehr. Wie viel würde mich so ein Kleinwagen monatlich ungefähr kosten? Nach all den Ausgaben, die ich habe, wie Netflix, Miete, Sport und Fahrkarte, bleiben mir noch 680€ übrig.
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No one can tell you exactly. The smaller the engine on ccm the cheaper is the insurance for a car. Start with, for example, a polo 1.2 ccm, or Opel Corsa 1.2 ccm, also a Ford with 1.2 ccm would be most favorable, As insurance only one liability insurance is sufficient. If you find the Huk on the internet, you can calculate the annual premium yourself, so about. and then it is only infall-free to drive down the premium, an even good Opel Corsa C is also cheap to buy, which are not bad. When buying only pick the engine on oil leaks.
That with the “the smaller the engine, the cheaper the insurance” is definitely wrong.
If it can still carry exactly the same vehicle type and different motorizations, it is already no longer capable of carrying group inherently. As well as the frequently incorrect adoption of the PS as an indicator of insurance costs.
For example, the insurance was significantly cheaper than a 150hp Audi A3 for my Audi A8 with 4.2L V8 and 360hp.
Just in it, the latter are caused to be shot by a lot more frequently, as simply operated by a significantly younger audience.
Audi A8? Not bad xD
The engine capacity plays a role only in the control… Whether it is a gasoline or diesel, electric, hybrid, whatever and how high the CO2 emissions are. Cars registered for the first time before 2008 are also more expensive than vehicles with EZ from 2008.
In the case of insurance, it is mainly due to the previous damage-free discount (most likely to be 5 years for driving licences and without previous damage, i.e. SF 5) and the approval district (regional class). And of course, how often a comparable vehicle is involved in accidents etc. For example, an Audi A8 will be cheaper in insurance than a Golf 5 (A8 is less rare, therefore less accidents).
I paid 90€ tax for my 5th Golf 1.4 FSI with EZ 2004. That was the old bill. The best way to calculate the tax for your desired car online with the engine you have.
Big “Come on”:
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The engine capacity plays a role only in the control… Whether it is a gasoline or diesel, electric, hybrid, whatever and how high the CO2 emissions are. Cars registered for the first time before 2008 are also more expensive than vehicles with EZ from 2008.
In the case of insurance, it is mainly due to the previous damage-free discount (most likely to be 5 years for driving licences and without previous damage, i.e. SF 5) and the approval district (regional class). And of course, how often a comparable vehicle is involved in accidents etc. For example, an Audi A8 will be cheaper in insurance than a Golf 5 (A8 is less rare, therefore less accidents).
I paid 90€ tax for my 5th Golf 1.4 FSI with EZ 2004. That was the old bill. The best way to calculate the tax for your desired car online with the engine you have.
Oh, and the insurance also depends on how many kilometers you drive a year. The more, the more expensive. You can pay the insurance monthly, quarterly, half yearly or annually. However, consider that you pay the least effectively with an annual number, as no interest will be charged.
Hi, in the first years it is really very expensive. This is the damage-free debate, but it improves, the longer you drive accident-free.
Then get on the car. Meanwhile, I’m lucky with my Honda Jazz, because only wear parts have to be made like brakes and exhaust.
But I already had the problem with Opel Astra that something else was always broken.
Taxes are calculated from engine capacity, initial registration and Euronorm.
Insurance according to regional class, non-compliance class and utility.
Get Nissan Micra that you get around the 1000€ with Hu. Taxes are low. And if something is broken or worn out, it gins parts in the listener for n appel and n egg.
You often have grate problems at golf.
As far as costs are concerned. I run a kind of household book where in the last three years hit subject car between 2,900,- and 3,400,- /year to beech.
These are NO purchase price depreciation, only petrol, repair (inspection), tax and insurance (Fullkasko, but have SF 35 = 20%, i.e. the cheapest variant)
I don’t drive much in the year (bin Rentner), approx. 10-12 km
Current fixed costs and fuel are, of course, not without (the others have already calculated).
But the most expensive on your own car is the purchase, either as a credit rate or as a savings rate. And if you take a very old cheap, repair costs come quickly up to the economic total damage, i.e. you would pay more for repair than the car is worth.
That’s not to answer.
The purchase price can be found on the usual sales pages.
Insurance and tax can be found on the corresponding pages.
No one knows mileage here.
I used to drive a newly bought Toyota Yaris Hybrid over 7 years and 125,000 km, and the kilometre price was at all costs ~ 0,20 € – but with a favorable insurance rating.
Car at least 1000€.
Sprit, depending on the driving mode car.
Tüv, insurance, tax
Tyres
100€ per month should count.
At times of 49€ ticket…
The purchase is not cheap. To get what is needed, you have to pay a lot. Then comes KFZ tax and insurance, the latter being quite expensive especially for starters. And then you have to refuel and the fuel is also quite expensive. In addition, something can always be broken in the car or wear parts must be replaced.
All together is a bar of money that you have to have first to enjoy the luxury of your own car.
My Golf V was very expensive because he, when he went towards 100,000 km, constantly needed repairs. I swore if I had to pay $1,000 again, I’ll kick him off what I did. My Golf VI cost me (although with credit rate!) at least 600€ a month without repairs, inspection, tires. At the beginning, a nail retracted, 230€ for new tires. Wheels at parking scraped €1,000, small inspection €500, large €1,000! washing plant had scratched the paint; 500€….! However, it was a golf GTI that I must say fairly! All in all, it was fair for about €1,000/month. In the end, I had to give up the car. But even in a car of your category, I would definitely plan 300-400€ if you were lucky!
Own KFZ is a money-destruction machine. I’ve been for decades. Even if the ÖPNV or DB is unreliable that car driving is also. As I heard yesterday in the late RE5.
Grandma: “Hello, Manfred, yes I’m still on the train, he’s late, already 40 minuters. What? You’re in jam? At least an hour? Oh, no. Then it will fit again. I’ll stay on track 12 then, okay?”
With 12x 49 EUR you will never come with a car. And if I did, I’d get a tiny emobile.
BTW: My practice experience in decades of pendelei is that door to door the car in cut despite traffic jams is much faster so the public transport, even in the big city. Have even had to commute several days between hotel and customer across a city to Rushhour. _Immer_ was the car at least. 3x as fast as if I had run with a scheduled OPNV.
Only the fewest things can be found in the immediate vicinity of Hbf. & Co. (so where the ÖP(N)V connection is particularly good), where it is usually also loud.
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For a full-time working person, it is not a problem to afford a car.
The cars you have listed are all a great thing about small cars! This is compact, not small cars. Small car would be Polo, Fiesta, Corsa etc.
Can’t be answered in such a way.
Even with the insurance premium, you will be able to raise your ears as a starter with high percentages if you have never been insured with a vehicle. For HP and TK, depending on the vehicle and region, there are already 1000€/year on it. Will stop with every year without accident.
Sprit, maintenance / repairs, wear parts (ripen!), … depending on the vehicle often and costly or less often and less expensive.
On your budget, I recommend a small car, such as the Toyota Aygo from Bj 2010. Cheap in any way, but brings you reliable from A to B.
Wait, I’m not a driver
Have you ever insured a car for you? If not, you start with a bad FS.
A car is an expensive thing. The fixed costs alone are not without.
A few “house numbers” for a year:
Tax 300€, insurance 1000€ (driver), tires, repairs 300€, Sprit 1000€, value loss 1000€
These are all rough numbers you have to count on.
I’ll give you my money.
Makes approx 400€
What kind of car are you driving?
A Seat Ibiza 6L
Purchase 1000€ / 1. TÜV and Reperatur 1300€ / Insurance is the cheapest I got. At the 1st car you can pay 1000€ for insurance, especially if you don’t have a 5 years driving license.
This is very individual. If you take something small, it’s usually cheaper than what big. A small car also needs less fuel, the spare parts are cheaper etc.
An older golf, liable insurance, does not cost the world in maintenance.