Suppose the poet and thinker of our time, the well-known Elon Musk, presents his new pharmaceutical company in 10 years, which will enable one to live forever.
Can the pension be exempted from the payment obligation through some trick or does it have to pay for life, i.e. indefinitely?
Thanks!
(2 votes)
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There's no need for a loophole. The pension is the sum of all those who contribute, distributed among those who receive the pension. More old people = lower pensions for all retirees.
Unfortunately, most people still haven't understood why Norbert Blüm's statement will always be true: "pensions are secure." No one ever claimed that you can live off of it (even without Elon Musk's miracle cure; the low birth rate is enough).
Don't hold out much hope, at least for the so-called "eternal life," because there will be no eternal life for a human being, even if Elon disagrees.
Since the young always have to feed the old, no matter how you slice it or what system you use, this won't work. There would be an infinite number of people reproducing infinitely.
Then, surely, nothing different would happen than what's happening now with increasing life expectancy: Either the pension amount, pension contributions, or the retirement age would be adjusted. Or a combination of these.
And one or the other would still die by accident, suicide, murder, etc.
Alternatively – in xx years – when we have the fully developed stock pension, age will no longer play such a big role.
Purely theoretically, if you could live "forever," meaning no cell deterioration or aging occurred, then you could also work forever and thus wouldn't need a pension. Because you would have unlimited employability 😉 Not such a great idea, either, in my opinion.
In the future, the retirement age should be adjusted to life expectancy.
Thus, with eternal life there would be no pension payments at all