Is it excessive of me not to give my colleague my iBAN for fear that he might use it later to order online?
Although you can cancel the direct debit, I don't want to have the feeling that it could happen every day, then I would have to check my transactions
I think you’re worried.
The risk of an IBAN being misused is negligible. Just because of the possibility of a problem-free contradiction, the prospects for success are so small that there is hardly anyone trying.
I have countless people, associations, companies, authorities and other agencies in the 40 years that I actively use current accounts (and also have payments by direct debit). IBAN informed. In this time, I had no single case of unauthorized debit, and no reason to contradict a debit.
Of course, one should check his account movements regularly, but there is no reason to be constantly afraid of unauthorized debits.
But I trust a lot to my colleague, and I do not want to feel that I have to check my debits every day.
Yeah, you’re worried too much.
Your IBAN will be required for a transfer to your account.
But with the IBAN itself, only someone can give you money. It is not possible to make payments.
Of course, what do you think you’re getting acquainted with your bank?
You can give back debits and your workmate won’t get it well, as he’ll be there as a fraud.
Of course, I do not trust the colleague, and as I said, I do not want to feel the need to check the sales daily.
You don’t have to do it every day. You can also book back fonts significantly longer.
But it’s a great way to have proof of when he paid back how much.
There is no need to give his colleagues the account number. I never did.
Yes, it’s exaggerated.
I wouldn’t do that either.
Yes, exaggerated!
A working mate already has your IBAN. The one who transfers the wages.
but I do not trust
Look into the answer of Rolf42.
Unauthorised direct debits do not have to be undone in the day. This is a whole year of time.
If there are really disagreements. Whatever I don’t think.
But if you want to have it in Bar then that’s the way.