If you have a part-time job after your family's health insurance has ended, should you insure yourself with your health insurance company and pay for it yourself?
From the time you turn 25, you are no longer covered by family insurance and therefore have to pay €120 a month to your health insurance as a student.
However, if I start a student job (you are not required to pay social security contributions for student jobs), do I still have to pay my health insurance company €120 a month?
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From the age of 25, family health insurance coverage ends.
Then you'll have to change your health insurance as a working student. This also means you're not allowed to work more than 20 hours per week.
Of course, you are also subject to social security contributions – your employer must pay pension insurance contributions for you.
Unemployment insurance contributions are no longer required!
You pay your own health insurance contributions for student health insurance – monthly contribution is approximately €125.
As a working student, you usually earn more than the allowance for free family insurance.
Your employer pays pension and unemployment insurance contributions, but health insurance is your responsibility. This means that if you contact your health insurance company with your student employment contract and your I-certificate, you'll be included in the student health insurance plan for approximately €120 per month.
Age is irrelevant here, only income counts.
Unemployment insurance is not available for a working student!
You are a working student if your studies take up more time than your employment.
You are primarily a student and therefore insured under the KVdS (student health insurance). Because you are employed as a working student, you only pay pension insurance contributions, which are credited to your pension account.