I bought a Samsung S23 online on installments. And I got a bank card from Consors Finanz. How can I cancel this?
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You can cancel the credit card as soon as the financing is over.
Okay. So, if the phone is paid off by 2026 for 36 months, can I be an artist? And by 2027, the card is valid. And the ones that book the installments from my main account?
I don’t know what’s in your contract. How to close something without informing yourself about it?
Personally, I know this so that Consors only collects a certain percentage set from the account and the rest of the amount must be transferred if you simply do not transfer the difference you are after your agreed funding period with your credit card account in the target(minus) and then interest will be charged.
This is just as desired by the Consor Financial 😉
I had a conversation, and he meant I got the access data next week. And he said something about 0.09% interest… I pay 42.80 € + 0.09% interest each month. How much 0.09% interest is in euros?
You can view and change the monthly rate at any time via the Consors Financial Mobile Banking APP or online banking. You can choose the amount of your desired rate from 2.5% up to 10% of the highest, fully rounded 100€ use of the credit frame, at least 9€/month.
You should see your rate in online access as soon as possible. Otherwise, you pay only the interest and a very small part of the main claim for 3 years.
I only got the bank card today with the access data.
Dan should have received all the contract documents peer Post, or an online access peer email for your Consors account. There’s all you need to know.
On 4.6 I ordered the phone.
When was the contract concluded?
Okay. But what did I tell my VR Bank IBAN? And how is the rates debited?!
There I bought the phone on rates. https://www.smartphoneonly.de/
The e-mail also has a contract. But I have to enter password because of the purchase contract, I have not. But well. I pay for 36 months, and then I quit in 2026 and December 2027 the card still goes.
By cancelling or revoking the contract. Then you have to pay the total amount immediately.
You obviously haven’t read the contract you signed…
(And the cancellation notice)
If you want to use the financing: simply put the card in the drawer or destroy it, no one forces you to use it.
Okay.
But it’s not a 2 account or something?
You probably wouldn’t have got a card. Now you can see what you have to pay for fees per month if you can’t cancel immediately
This is a credit card. You have a credit card account now.
Lies-den Treaty
Okay. I will pay the 36 months by 2026, and then in 2026, the card.
Again, this is all in the contract you signed. It should be read before the signature, completely.
I had a phone call with customer service. He meant 0 € fees per year and 0.09% interest. When I quit, I won’t get a new card from 2027. I ordered a cell phone and made it to installments. Then why do I get a card for free? 2026 if the phone is paid off, then I quit. Then account is closed or ?
By revoking your purchase of advice within 14 days, as is the case in your contract documents or revocation.
It’s in the contract documents.
should be read in the accompanying letter
Mobile phone on rats, Consor’s finance. is the lender. you revoke and have to return the card and phone
Okay. When is the bank card missing? If the phone is paid off, isn’t it a normal 2 account or is it?
you have signed something