Ich habe bei der Advanzia bank einen Antrag auf Mastercard Gold gestellt, wie läuft es jetzt weiter? Kann man auch Geld abheben? Wie sind die monatliche gebür?
Ich habe nach dem einkauf bei Baur.de eine empfehlung fürs Mastercard Gold bei Advanzia Bank bekommen und dann den Antrag gestellt. Wie läuft es jetzt weiter ab? Kann man Geld auch abheben? Und was ist der unterschied zwischen Mastercard und Mastercard Gold ? Danke für die Antworten schonmal..
A credit card is NOT intended for cash withdrawal as the fees are very high.
It serves to pay on the internet or in shops (plus abroad or security deposit in hotels) and should only be used if it is a.) not a revolving credit card and b.) You can’t spend more a month with it than you can spend.
If you are playing with the idea of exploiting the limit within two months and then repaying 50 or 75 euros a month, I recommend you to let this be financially your ruin!
There will be a Schufa request at the beginning, which decides whether you will get the card and, if necessary, on what terms.
Depends on the map – in some, the money is also free.
However, if you do not pay the bill completely and on time, it will be expensive for each credit card. Or if you do not consider point (b).
That’s what I meant with Revolving Cards. I don’t know if you know the term.
Most credit cards require up to 5% of the deducted amount as a fee. Payment cards are not ATM cards
And then explain to me what the model described by me differs from what you understand under revolving credit.
That’s what I said. See the above points. In the sum, you only repeat what I said 😁
> pay a certain amount or percentage of the balance.
Yes, as far as known. But you also have the possibility to transfer the entire balance of the bill from the cards I know. And if you do this in time, you don’t pay interest.
No, they’re not revolving cards. Revolving means that you can set a certain amount or percentage of the balance per month. There are gradually interest
I pay 0% fee on ATM (no idea whether this applies to all) 🙂
With the revolving credit cards known to me, you have the choice of whether you use the credit longer and expensively, or whether you pay the bill within 4 weeks without additional costs.
Sorry, how old are you and how far you can do business?
In the case of a request from the bank, the small print is read twice and then everything is explained.
You can also ask yourself about shopping and if you only pay with card, you can also know how it works.
In the case of rat purchases, you will first obtain information from the Schufa and most mailing houses will not make anything for the first order.
You apply for a credit card without reading out the important points in the AGBs?.
All respect
As long as You do not use this credit card, it does not permanently cost a monthly fee.
I recommend you to inform you:
https://reisetopia.de/kreditkarten/advanzia-gebuehrenfrei-mastercard-gold/
Read the small print thoroughly!
To apply for something without knowing how it works and what it costs, that is not particularly smart.
Can you quit?
It’s in the small print.