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GuenterLeipzig
1 year ago

You have several options:

  • Looking for bank with better conditions
  • minimize the number of withdrawals
  • minimize the number of transfers

When changing a bank, you should take a step after yourself:

  • Redirect any permanent orders and withdrawal authorizations to the new account, with many banks offering a relocation service. To do this, you need to fill out bank forms that include these recurring processes. You should consider all bookings within the last year.
  • Wait for at least one complete month – better 2 months off – whether it was forgotten.
  • After that, the account and any remaining amounts are closed to the new account. Please note that fees may also be incurred in closing accounts.
Rolf42
1 year ago

Without knowing the terms of this bank, it is difficult to answer.

From Switzerland, SEPA transfers in euro are generally possible to accounts with banks in the EU, but Swiss banks are not bound to the EU price regulation. Therefore, it depends on the bank on the conditions on which such transfers are made.

GedankenGruetze
1 year ago

Why are you still taking money to transfer it?

Solution? Find a bank where account management fees are lower. Ne online bank, for example. This allows you to press the account management fees. And then simply transfer money to the German account. From Switzerland you can easily make SEPA transfers. They’re free.

archibaldesel
1 year ago

They’re free.

You know the price models of all Swiss banks? The FS just told you they’re not free. At least not with his bank.

GedankenGruetze
1 year ago
Reply to  archibaldesel

Read what he wrote again. Then you understand.

Marshall7
1 year ago

This is usually only profitable for people who have plenty of money.

Othetaler
1 year ago

Depends on the amount. High amounts shall be transferred. Take off low. What comes cheaper and is not subject to declaration when entering.

JayCeD
1 year ago

The easiest thing would be to close the account.