How do I match…?
A €1,000 overdraft when I only earn €1,200 net and pay €800 in rent? Whether I want it or not, I'm always in the red.
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Hi Chrisunas,
In order to get out of the overdraft quickly, you could first borrow a small loan, as you usually pay at least less interest. In order to have a little more money every month, you can apply for a living allowance, as you should be entitled to the constellation. You can still save some items at your current cost – check your entire contracts (mobile phone, internet, electricity, heating etc) and insurance whether you can switch to cheaper rates.
In the long term, it would, of course, be important that you get your basic income increased – possibly. a change to a better paid place is possible, perhaps also as a cross-release if not many offers are available in your industry.
Basically, the rent is much too high at the net and should either be lowered (move, roommate, …) or the NEtto if possible increased (next job? more hours?). The rent should be 1/3 of the net, 50% is already bad.
If necessary also gives you services in any way and wisely.
I'd borrow the overdraft money privately. Ideally from someone who gives it (parent?) because at 400 € will not be much more available to pay back. If the money is there immediately care that the overdraft disappears, otherwise you are in it for short or long.
Thanks how would it look at 1490 net and 800 rent incl electricity? You can drop the dispo to 0 .Hab belongs ed with a negative Schufa entry included. Dispo repatriation, is something going on?
Rent is up.
Dispo comes into the sheikh but in itself that should not be negative when he is gone. If it's paid.
Clear the bank.
Monthly eg Hunni.
you can't live for 800€
What if I get up to 1300?
still not
Find a shared apartment
Please what to do