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Osterkarnigel
1 year ago

Call your bank or write a mail that can tell you exactly.

The free increase that in my knowledge of time as long as you do not show any problems in repayment.

But my personal recommendation, return the card and delete the account. Credit cards need as good as never and only risk.

If you absolutely need a loan then take one directly at the bank which are cheaper and risk less slipping into something.

Flonki
1 year ago
Reply to  Osterkarnigel

Credit cards make sense only if you pay the debt monthly when you collect miles or membership points

Osterkarnigel
1 year ago
Reply to  Flonki

Even then it makes little sense. You always have to worry why you get these things and who pays for how?

Somewhere the bank gets this back. Otherwise, you wouldn’t offer that.

But if you pay this monthly, you have no disadvantage. Look at America. Here every credit card and they are used a lot. It is also the country with the largest card debts per head.

Even someone who has his financial in the Grief, the reality is you borrow money and that always includes driven.

Flonki
1 year ago

This is well-known to me, in part, the credit card interest rates in the USA are at an Wucher level of 38% to 40%. Generally, I also recommend the partial payment function and see it like you.

NeumanDa
1 year ago

The limit remains the same until you make an application for increase and approve it.

Osterkarnigel
1 year ago
Reply to  NeumanDa

That’s not right. In particular, the “Free” credit cards increase the credit frame with time.

NeumanDa
1 year ago
Reply to  Osterkarnigel

Ah, that’s new to me. thanks for the info!

Osterkarnigel
1 year ago

You have to see this;) they want you to borrow money because You can earn your money so that you can borrow more and more you get used to borrow something that is more likely to happen and you can take the 13%.