Haushaltsbuch führen ja oder nein umd warum?
Ist es gut und wichtig Haushaltsbuch zu führen oder ehr egal und unnötig? Macht ihr das? Wenn ja wie und warum?
Einnahmen aufschreiben finde ich immer interessant. Ausgaben schreibe ich zwar auch auf, aber nicht jeden cent ganz so genau wie meine Einnahmen. Da schreibe ich viele sachen oft nicht auf oder weis es nicht mehr so genau und schreibe es nur so ungefähr auf. Aber das bringt ja eigentlich dann garnichts. Frage mich sowieso wofür das gut sein soll. Mache das nur so weil meine mutter das immer gemacht hat. Ich frag mich ob ichs lassen oder irgendwie anders machen sollte. Also ganz oder garnicht…
(2 votes)
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It doesn’t hurt for Otto Normal. If someone tendenzell has problems to understand where the money goes it is helpful. If someone has debt because he lives on his own financial possibilities, it is necessary to be able to change something.
It’s rough.
Excel, but I’m just wearing one of the NO household costs and listing only by year, not by month or day. So neither rent nor food nor regular fuelling to get to work. For this, holiday expenses, clothing, gifts, food go and so on.
It is my primary concern to see if I exaggerate in any of my areas of activity and how much holiday budget I have for the year.
I also find it quite exciting to look in there and to see the gifts in 2021 910 €, but in 2022 just over 600. For this, eating was going (outside holidays) in 2022 somewhat over 200 and in 2021 only a little over 100 € a year and this year I have already reached the 171 €.
I’ll pay where it’s going with a credit card. This is the budget book at the same time.
Right. If you wouldn’t pay cash, account statements would be the budget book. All one and susgaben on to see exactly with date, bear who like where what etc. But there are always things you can’t pay with card. Be it with the ice-deal, flee market, etc. Question is whether this is relevant to know at all….
For the “small” I always have a fixed amount on a certain day a month. It’s not about spying on your own, it’s about keeping your expenses under control.
I’ve built an ACCESS database in which I’m representing all financial matters.
Only the accounts and depots are displayed and categorized.
As long as you have more money in the account at the end of the month than before, or know where it has been, you can do it with the household book or leave it as you want.
It is helpful for some people to get an overview of their revenue and expenditure.