Hello, if you earn 2700 euros net, what is the maximum monthly car leasing fee you should pay?
Other costs are 1500 euros, so I would have 12000 euros left over
Other costs are 1500 euros, so I would have 12000 euros left over
I wanted to ask what kind of fast BMWs you can get used for under 20 thousand euros
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As others have already said – this depends entirely on your living circumstances and priorities.
I can only tell you how I think that. If I break down the purchase price+repairs+service of my car to the holding period, I arrive at monthly costs of about 5% of the net income for the car.
That would be about 150€ a month.
You will quickly find that a leasing vehicle with the monthly rate is hardly to get. Therefore, yes, leasing is usually not sensible for individuals because more expensive than buying…
Then I would have to save for years and have no car for years
Well, mobile cars are available from 1000-2000€. This should be done after 1-2 months at the latest.
The question of how much you should spend monthly for a car leasing depends on various factors, including your personal financial goals, debt obligations and cost of living. A general rule of thumb is that your monthly car expenses, including leasing, petrol, insurance and maintenance, should not exceed 15-20% of your monthly net income.
In your case with a net income of 2,700 euros and monthly other costs of 1,500 euros (if all your fixed expenses are), you would have a total of 1,200 euros per month. Therefore, it would be advisable not to spend more than 15-20% of this for car leasing, which in this case corresponds to 180-240 euros per month.
However, note that this is a general directive. It is important to also take into account other financial objectives and obligations, such as savings, reserves for unexpected expenditure and existing debt. Make sure you plan a budget and analyze your financial situation carefully before you decide for a car leasing to make sure it matches your overall financial plans.
LG
This also depends on your expenses
Take a big note and make two lines. Line 1: Revenue, line 2: Expenditure. Fill out the lines SORGFÄLTIG and then you have a result. It’s different for everyone!!
This depends more on many things, namely your fixed costs (movements, etc.), possible debt cancellation, etc.
So only you can answer that, WIEVIEL is left of your salary
As. Private person to lease a car is not recommended because too expensive. There is a purchase the better choice. What are you left of the 1200 euros after deducting the leasing rate?
Then prefer to put the money back and then buy your own car instead of lease
As much as you’re worth.
We don’t know your other expenses.