Question about inheritance while unemployed?

I received a letter today. I inherited in March when my grandmother died. She left me a sum that exceeds the amount you're allowed to keep when you're unemployed. As far as I know, it looks like this: Let's say you're allowed to keep 10,000, but you get 15,000, then you have to hand over €5,000. Above a certain amount, however, the job center or employment office, depending on who's responsible, can also tell you: "Listen, Ms. Müller, you now have so much money, you're still unemployed, and therefore you're paying for yourself because we think you no longer need our assistance." Let's assume that Ms. Müller plans to leave the job center and inherited €200,000. If there's a way to leave the job center in such a way that the €10,000 rule doesn't immediately deduct €190,000 from her inheritance—of course.

Anyway, it looks like this: after eight months, the job center contacted me, saying they wanted a bank statement showing what I received in March. Two weeks later, I received a letter stating that they now know I'm working and will no longer receive benefits, and that they've also seen my bank statement and will discuss the consequences with the relevant job center office. As far as I understand, with sum X, I would lose anything above €10,000, even if, for example, it were only €20 that were deducted from me.

However, the letter states that they're discussing whether I might be able to get some repayments since I inherited the money, depending on the circumstances. What do you think that means? That I'll end up keeping less than the $10,000, or that everything above $10,000 will be deducted from my account?

So let's assume scenario a) Anna Mayer receives €19,500 as an inheritance, she notifies the job center, they contact her after 6 months and deduct €9,500 from her, or is it more likely scenario b) Anna received €800 for rent and bills and €500 in citizen's allowance for a year, which is around €15,600 per year. Now the job center calculates that she has to finance her entire last year herself from the inheritance and deducts not the €9,500, but the €15,600.

I think it's more like scenario A, right?

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Altersweise
4 months ago

Interesting scenarios that would have long been enlightened if you had informed the job center about your inheritance at an early stage.

And yes, benefits after the citizen’s allowance are only available to people who are in need, so they need services to fight their livelihood.

isomatte
4 months ago

At the moment, the amount is at least 15,000 euros, as an inheritance has been considered as assets since July 2023 and is no longer considered to be a reasonable income.

Therefore, if you were assumed to be over EUR 5000, it would have to be distributed over a period of 6 months, taking into account the KK, which is possibly to be paid by itself, which is currently around EUR 230 in the calculation.

SkR1997
4 months ago

From the time of high inheritance one is no longer “neededed” and can no longer receive benefits.

However, if you have incorrectly received payments, you have to pay them back.

Benno482
4 months ago

Why so many scenarios? You write incognito. Write as it is and then you will see, but so no one will be able to answer you. I think… I’m excited. Sure, it’s not important how long you’ve been without work. If you get 200000€, they won’t cash in anything, but you won’t be allowed to receive any performance in the future.

Benno482
4 months ago
Reply to  Jeremy Edberg

You may have a certain value, that depends on the age if I don’t fool myself. They won’t take him. I’ve got an acquaintance with the civil money. It’s going around with a big Mercedes worth over €30,000. She had it before and so she can keep it to be mobile. Maybe another subject, but I wouldn’t think so much. And if it’s like that, it’s just that… that’s what you’ll get in the future.