Finding a rental apartment, what can you do?
Hello,
Maybe there are some experiences here – my partner and I are looking for a new apartment, I earn 3500 net and my partner 2000, he is self-employed.
We want to move closer to my workplace in a big city, and unfortunately, prices there are extremely high. 2-3 rooms with standard furnishings cost around €1,500 including heating.
So far, I've only been getting rejections, and I'm wondering if it's due to income? Do we earn too little, and is my boyfriend's self-employment the problem?
We have high reserves and have already considered suggesting to the landlords that we pay 1 or 2 years in advance, but I don't know if that might come across as dubious?
Does anyone have any advice? A one-room apartment would be cheaper, of course, but not an option for us.
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Does it have to be a rental apartment? With your income you can also finance a whole lot.
Someone from our family also faced the situation. Rental apartment was hard to find, but a suitable apartment for sale. Talking to the bank, what goes and in a short time she had her own apartment in a size and a location that allows for any resale at any time. If you compare your purchase price from a few years ago and the current situation, it has already gained value. If she had paid rent at the same time, she would have lost.
The real estate prices are astronomeric if I want to buy something centrally (and this is also the reason for the move currently pendulum I 2 hours easy route and I can't really do that anymore) you're fast at 400k , which we certainly don't get financed despite EK
Are you talking about Munich prices? So, when it comes to Munich, even other people have great problems finding a rental apartment. Your income is certainly not bad, but there are many who can put quite different "arguments" on the table to get the supplement.
And must it be in the middle of this city? Isn't there a good transport connection, so from the two hours maybe only 45 minutes to a maximum of 1 hour? With this you could find apartments in the surrounding area or even houses that you can definitely finance well.
If there are reserves, ie equity, I would not rent in or around such a city, but would buy. You can only win.
Your salary is good. But what are the 2000 euros from your partner? Sales/profit? Are all deductions down like private pension provision / health insurance etc? Of course, every landlord likes to look at the BWA and of course what he does.
Life is expensive and there is a rule of thumb that says an apartment warm should not exceed 1/3 of net income. If your partner's income is uncertain, you would have to worry about your salary. 1,200 euros as a rough guide for an apartment incl. Additional costs available.
Tenants like to expect so-called rent-out ventures. And you want to keep this risk as low as possible.
Press the thumbs.
I am a landlord in a big city (Cologne) and I know that up to 400 applications are currently in this price range.
Only a few interested parties can invite you to the visit. Maybe you just have bad luck not being part of it.
In principle, however, it is actually that self-employed persons have more difficulty than permanent employees.
Rental advance payment is not good, at least with me.
At €5,500 net income you should find something suitable.
If your Schufa is OK should be successful in finding the apartment.
Where are you looking for something and what size?
Here in the room Cologne and surroundings, for example, I can offer you a lot.
Have you ever given up an ad in the newspaper, where you are looking for an apartment, so right in the ad with an adored, how big, how many rooms, how expensive maximum?
I did this and I could sign the rental contract a week later. Why the landlords run behind and compete with 30 competitors if you can let landlords come to you?! So, in the transmitted sense.
This isn't really a landlord. Regardless of what happens if the living area or the apartment turns out to be bad and you want to leave after a few months? Then you run after the money.
If you don't have time pressure, then be patient and keep trying. At some point it works. Alternatively, I might look at the outskirts of the city or the so-called bacon belt. There may be higher chances.