Financing a TV by installment purchase with a bad Schufa rating or debts?
Hi, I'll soon be getting a very well-paid job and wanted to buy a good smart TV for around €30-60 a month with monthly installments. However, because of some messed-up things in the past—electricity arrears, job center arrears, etc.—which I obviously couldn't handle at the time, my credit rating is pretty much in the water. Klarna doesn't work at all, and I was rejected by Otto. Amazon probably won't work either. Anyone have any ideas?
(2 votes)
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Fact is, with a negative Schufa, the rate financing will probably be rejected to you ☝️
If you have a good salary, you can also save your money together quickly 🤗
2 months save a part of the salary and buy the TV Cash. Is nothing more reluctant than to make so young debt, which will later ruin the prospect of a loan for a separate apartment / car etc
I know, but not as if I wanted this debt
Then don’t do any more – you want more. Then you can’t bring this argument anymore
Do not have to generate from debt 😀
Rational payment = debt
You’re just asking how to make new debt?
Well, then. Let’s gooo.
🤔 if I pay my monthly rate can actually happen nix before anything if I take a cost-effective rate insurance
Wait, save and buy when there is enough money.
Or looking for a used one.
If Otto wins, it looks dark for you.
you do not have this work yet the actual state
I would recommend you look at Ebay and buy a used TV…
Just buy what you can afford