First tax return in marriage, when is it worth it?
Hello everyone,
My wife and I have married and now the question is whether it is worth filing a joint tax return.
I work on a project-based basis. This means I'm unemployed for an average of three months a year. However, I earn approximately €3,500 net from the project.
My wife is employed full-time in the public sector and earns about €2,300.
Since my periods of unemployment are negatively impacting my taxes, my question is: Does a joint tax return make sense? Or should each of us file our own? While unemployed, I receive unemployment benefit (ALG 1).
Does changing tax classes also make sense?
Since I don't earn more consistently, I'm very unsure about this.
I appreciate any response.
Thank you and kind regards 🙂
(1 votes)
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The unemployment benefit is usually lower than the salary. The tax rate is therefore actually lower. In addition, it is not obtained simultaneously with a content.
If this is the case, the tax return regularly leads to a refund.
You have to determine whether the disadvantage of the progression reserve exceeds or not the advantage of the split rate. Based on your previous information, this cannot be judged.
It doesn’t matter. The tax class has no effect on the level of income tax. It only determines the deduction of wages as a prepayment to income tax. No tax can be saved by the tax class. After the tax decision, the cent paid exactly the same tax, no matter which tax class you had before.
However, as you regularly receive unemployment benefit, it makes sense if you have the tax class 3 because the amount of unemployment benefit is determined by your net salary.
So the married sole earner no question: https://www.socialpolitik-aktuell.de/files/social policy-current/_policy fields/financing/data collection/PDF files/abbIII21b.pdf
See examples on page 2; the provision of progression obviously makes possible a prognosis – that is why the Council is correct from both previous responses!
Greetings siola55
There’s no way to answer that. There’s programs that tell you.
Simply complete the EV and the ZV and look where the tax is lower.