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Chiko135
11 months ago

So, actually, “deadly” and “transition” contradict each other.

Usually you have a pay account where you get a MRP/DIspokredit. Up to this amount you can be in the minus and pay a moderate interest rate.

Then there is the (unregulated) overdraft when you come beyond the limit/dispocredit into the MInus or if you are in the minus without a dispocredit. Then one has overlaid his account or the dispo loan and pays a higher target interest rate for the exceeding amount.

Unfortunately, your proposal does not make it clear what your case is about.

If you already have an approved dispo frame and want to increase the amount of money you have given me, please increase the MRP loan or MRP frame (depending on your bank’s name) from €1,000 to €2,500.

Do not have a dispocredit yet: I ask you to grant a MRP loan of € 2,500 for my account 12345.

Chiko135
11 months ago
Reply to  SackChirac

then it’s 2.

At 1. you have no dispocredit yet

Phil01234
11 months ago

3: Don’t worry about money.