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DonCredo
11 months ago

If you can’t answer a flat rate, it depends on how your bank disposes. If a patient overdraft (= an account overdraft without an agreement) is possible, this will go through.

If not, it will either be returned automatically and not executed or (D)an advisor will be approved or refuses the contract manually.

Gruss

DasOrakel
11 months ago

If the financial institution that carries the account permits, everything is good.

Otherwise, the direct debit returns.

However, an overdraft is used.

maribi
11 months ago

Can’t be predicted. Either the debit will be rebooked or the bank will thrive the transfer and calculate a higher interest rate, which will not be much for two days.

CliffBaxter
11 months ago

then this is not booked, had to book again later

Munga01
11 months ago

I think the bank will tolerate this. But you will have to pay high interest for this overdrawal.

maribi
11 months ago
Reply to  Munga01

However, if only interest was for two days, it is therefore within limits.

DerHans
11 months ago

If you do not have a limit, this debit is not done. You just have to plan your dispositions to ensure that your account is sufficiently covered.

maribi
11 months ago
Reply to  DerHans

I didn’t say. The bank can also tolerate the unagreed transfer and allow the booking.

DerHans
11 months ago
Reply to  maribi

If that’s a few euros, VIELLEICHT. If there is an automatic lock, the booking will return.

maribi
11 months ago

Right. And with that, your flat-rate statement that the debit is not executed is wrong.

It can, but does not have to be executed.