Comdirect or dkb?
Comdirect is currently offering a bonus of up to €150.
?
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This depends on many factors.
Account management costs:
DKB: Free if under 28J or at 700€. Or 4.5€ a month. Additional accounts for 2.5€ mtl.
Comdirect: Free if under 28J or at 700€ mtl. Cash receipt or if 3x is paid with Apple Pay/Google Pay. 4.9€ a month.
Collections:
DKB: unlimited many a month without fees, worldwide.
Comdirect: 3 times a month free, worldwide.
Payments:
DKB: free worldwide.
Comdirect: 1.75% for non-euro payments (e.g. USA or Switzerland).
Cards:
DKB: Visa Debit free. For 0.99€ per month Girokarte. For 2.49€ per month Visa credit card.
Comdirect: Visa Debit free. For 1€ per month Girokarte. For 1,90€ per month Visa credit card.
Immediate transfers:
DKB: free to receive from SÜ.
Comdirect: free to send and receive from SÜ.
!!! From October all banks have to support free sending of SÜ!!!
Deposits:
DKB: currently not possible.
Comdirect: 3x a year free of charge for participating trading partners.
Dispozins:
DKB: ~9%
Comdirect: ~10%
App by Comdirect I cannot judge. DKB, on the other hand, lean and functions.