Can you bypass the monthly withdrawal limit on a savings account?
Hi, I have the following problem.
I currently want to buy a car, but I can't access all the money in my savings account.
(I am with Haspa and have a savings card including online banking)
Unfortunately, you can only withdraw/transfer €2,000 per month.
Even increasing the limit in online banking did not help.
I need the money promptly… very promptly.
Now all I can think of is to call my bank, explain the situation to them, and maybe even visit them in person.
My hope is that if you come forward in person, you can "plunder" more than €2,000 from your savings account.
(I don't want to cancel my savings account completely, but want to keep it running)
Do you think it is possible to circumvent the limit on-site at the bank?
It must be possible to get your money quickly 🙁
(Thank you in advance)
(1 votes)
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It is probably a savings account with a three-month notice period, i.e. payouts of larger amounts must be cancelled three months beforehand.
Preliminary payouts are also possible, but then advance interest rates are calculated (which are comparatively low).
This will be a transfer limit in online banking, on site you can of course have all your credits.
Yes, but must then pay “priority interest” (less %)